Gaston County property record for 709 Bowen Dr, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1999 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual on Record |
| Last Sale | $290,000 (Jul 2021) |
| Tax Bill | $3,492 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05016 00322 |
| Primary APN | 05016 00322 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| Flooring | Hardwood |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Pool Area | 400 sqft |
| Porch | Porch |
| Porch Area | 115 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 05016 00322 |
|---|---|
| Street Address | 709 BOWEN DR |
| City | LOWELL |
| State | NC |
| Zip | 28098-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKVIEW L 21 05 016 003 22 000 |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 21 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 31304 |
Source: Gaston County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU |
| Jul 29, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| May 26, 2021 | Warranty Deed, Transfer |
| Aug 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Document Number | 0005251262 |
| Deed Book / Page | 5251 / 262 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053152351 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 5315/2351 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Document Number | 0052510262 |
| Book / Page | 5251 / 262 |
| Map Reference | MB 58 PG 113 |
| Instrument Date | Jul 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800 |
| Name | Verified Name |
|---|---|
| Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Investor | Possibly a Property Investor |
| Document Number | 5251268 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 5251/268 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 26, 2021 |
| Property Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Document Number | 0052311321 |
| Book / Page | 5231 / 1321 |
| Map Reference | MB 58 PG 113 |
| Instrument Date | May 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $531.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2646 JACOBS RD, 2646, GASTONIA, NC 28054-6523 |
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE, SEATTLE, WA 98101-3800 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 21, 2020 |
| Property Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Document Number | 0051490728 |
| Book / Page | 005149 / 000728 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 BOWEN DR LOWELL NC 280981751, LOWELL, NC 28098-1751 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Document Number | 0051200085 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 BOWEN DR LOWELL NC 280981751, LOWELL, NC 28098-1751 |
| Document Number | 0051200085 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 005120/000085 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 5, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 709 BOWEN DR, LOWELL, NC 28098-1751 |
| Document Number | 0049291377 |
| Book / Page | 004929 / 001377 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 BOWEN DR LOWELL NC 280981751, LOWELL, NC 28098-1751 |
| Document Number | 0049291377 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 004929/001377 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 21, 2039 |
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $3,492.00 | $294,750 Land $25,000 Building $269,750 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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