709 Boles Rd, Moss, TN 38575 Property Records

Clay County property record for 709 Boles Rd, Moss, TN 38575

Property Summary

Property Type	Rural Home
Details	1 ba · 1,120 sqft · built 1990
Lot Size	21.5 acres (936,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2020)
Tax Bill	$585 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014021 02900`

Property Details

APN / Parcel Number

Primary APN	`014021 02900`
Alternative APN	`021 02900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	936,540 sqft (21.5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	709 BOLES RD
City	MOSS
State	TN
Zip	38575-6311
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	955100

Owner

Source: Clay County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 BOLES RD, MOSS, TN 38575-6311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO
Dec 16, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2020	Warranty Deed, Transfer AMERICAN BANK & TRUST OF THE CUMBER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Jun 1, 2009 · Amount on Record
Deed Document Number	20201186
Deed Book / Page	115 / 381
Last Transfer Date	Dec 15, 2025
Transfer Doc	0WD130/201
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	709 BOLES RD, MOSS, TN 38575-6311
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MILL RD, MOSS, TN 38575-6515

Mortgage

Document Number	0TD188/367
Date	Jan 20, 2026
Book Page	TD188/367
Instrument	26000092

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2056

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY TN
Recording Date	Dec 16, 2025
Property Address	709 BOLES RD, MOSS, TN 38575-6311
Document Number	0WD130/201
Book / Page	WD130 / 201
Instrument Date	Dec 15, 2025
Instrument	25001505
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 BOLES RD, MOSS, TN 38575-6311

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Sep 25, 2020
Property Address	709 BOLES RD, MOSS, TN 38575-6311
Document Number	0WD115/381
Book / Page	WD115 / 381
Instrument Date	Sep 22, 2020
Instrument	20001186
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 BOLES RD, MOSS, TN 38575-6311

Mortgage

Document Number	0020001187
Date	Sep 25, 2020
Instrument	20001187

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBER
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 Additional exemption filed	$22,500 (-) Land $5,175 Building $17,325
2024	$585.00 (+5.03%) Additional exemption filed	$22,500 (+5.02%) Land $5,175 Building $17,325
2023		$21,425 (-) Land $5,175 Building $16,250
2022	$557.00	$21,425 Land $5,175 Building $16,250	$148,600 Land $79,300 Building $69,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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