Anne Arundel County property record for 709 Black Forest Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,785 sqft · built 1958 |
| Lot Size | 0.509 acres (22,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $665,000 (Mar 2021) |
| Tax Bill | $7,094 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-904-08131250 |
| Primary APN | 03-904-08131250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Utility Area | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,155 sqft (0.509 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 196 sqft |
|---|---|
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 90408131250 |
|---|---|
| Street Address | 709 BLACK FOREST RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 100 101 102 PL 1 WHITEHALL BEACH |
| Legal Subdivision | WHITEHALL BEACH |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 730902 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 10, 2021 | Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Sep 20, 2018 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Book / Page | 36324 / 142 |
| Prior Transfer Date | Nov 15, 2013 |
| Prior Transfer Doc | 0282620364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0335430276 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 33543/276 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC |
| Name | Verified Name |
|---|
| Document Number | 0363240165 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 36324/165 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 10, 2021 |
| Property Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Document Number | 0363240142 |
| Book / Page | 36324 / 142 |
| Map Reference | MB 210 FO 444 PL 196 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Document Number | 36324148 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 36324/148 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 20, 2018 |
| Property Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Document Number | 0324990080 |
| Book / Page | 32499 / 080 |
| Map Reference | MB1 FO2 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CAPITOL TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 709 BLACK FOREST RD, ANNAPOLIS, MD 21409-6010 |
| Document Number | 0003249987 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 32499/87 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $716,500 (+22.98%) | $770,300 (+26.51%) Land $393,500 Building $376,800 | |
| 2025 | $7,094.00 (+14.18%) | ||
| 2023 | $6,213.00 | $582,600 | $608,900 Land $306,500 Building $302,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (1983–2024) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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