709 Big Bear Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 709 Big Bear Ln, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,116 sqft · built 2019
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (Apr 2026)
Tax Bill	$4,592 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
APN	`0442005007760`

Property Details

APN / Parcel Number

Primary APN	`0442005007760`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 BIG BEAR LN
City	CHESAPEAKE
State	VA
Zip	23323-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	776 CULPEPPER LANDING PH 7
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

709 Big Bear Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Apr 27, 2026	Deed, Transfer · VA Mortgage DFT2 FINANCIAL LLC
Dec 4, 2019	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Aug 30, 2019	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	202610511
Deed Book / Page	10971 / 1806
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10305/1774
Date	Feb 4, 2021
Book Page	10305/1774
Instrument	210005469

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 27, 2026
Property Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Document Number	0000010511
Book / Page	10971 / 1806
Instrument Date	Apr 21, 2026
Instrument	2026.10511
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FORT TITLE, FORTIS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010512,
Date	Apr 27, 2026
Book Page	10971/1809
Instrument	2026.10512

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 4, 2019
Property Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Document Number	10086/1488
Book / Page	10086 / 1488
Instrument Date	Nov 20, 2019
Instrument	190033580
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470

Mortgage

Document Number	0190033581
Date	Dec 4, 2019
Instrument	190033581

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 30, 2019
Property Address	709 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Document Number	10050/1066
Book / Page	10050 / 1066
Instrument Date	Aug 28, 2019
Instrument	190023201
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,200 (+4.24%) Land $160,000 Building $322,200	$482,200 (+4.24%) Land $160,000 Building $322,200
2025		$462,600 Land $150,000 Building $312,600	$462,600 Land $150,000 Building $312,600
2024	$4,592.00
2023		$441,300 (+5.55%) Land $140,000 Building $301,300	$441,300 (+5.55%) Land $140,000 Building $301,300
2022		$418,100 Land $130,000 Building $288,100	$418,100 Land $130,000 Building $288,100
2019	$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 709 Big Bear Ln; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Big Bear Ln is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Big Bear Ln

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