Cleveland County property record for 709 Bethlehem Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,282 sqft · built 1995 |
| Lot Size | 1.05 acres (46,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2019) |
| Tax Bill | $1,567 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42873 |
| Primary APN | 42873 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,282 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Foundation Type | Footing |
| Lot Area | 46,033 sqft (1.05 acres) |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 576 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1326399 |
|---|---|
| Street Address | 709 BETHLEHEM RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #17PB17-99BETHLEHEM EST MAP2 |
| Legal Subdivision | BETHLEHEM EST |
| Legal Block | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950601 |
709 Bethlehem Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Sep 19, 2019 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Feb 21, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| May 3, 2017 | Loan Modification, Mortgage · Conventional with PMI CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Prior Sale | Feb 21, 2019 · Amount on File |
| Deed Document Number | 2019200030682 |
| Deed Book / Page | 1798 / 2504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Document Number | 0019571071 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 1957/1071 |
| Instrument | 200119450 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0019002537 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 1900/2537 |
| Instrument | 200088658 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 28, 2019 |
| Property Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Document Number | 0018010389 |
| Book / Page | 001801 / 000389 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 32108 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 BETHLEHEM RD KINGS MOUNTAIN NC 280869560, KINGS MOUNTAIN, NC 28086-9560 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 19, 2019 |
| Property Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Document Number | 0017982504 |
| Book / Page | 001798 / 002504 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 30682 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4707 HELEN AVE GASTONIA NC 28056, GASTONIA, NC 28056 |
| Document Number | 17982508 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 001798/002508 |
| Instrument | 30683 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 21, 2019 |
| Property Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Document Number | 0017860095 |
| Book / Page | 001786 / 000095 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 23254 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $300.28 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1 CORPORATE DR #360 LAKE ZURICH IL 600478945, 360, LAKE ZURICH, IL 60047-8945 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 709 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9560 |
| Document Number | 0017441365 |
| Book / Page | 001744 / 001365 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 709 BETHLEHEM RD KINGS MOUNTAIN NC 280869560, KINGS MOUNTAIN, NC 28086-9560 |
| Document Number | 0017441365 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 001744/001365 |
| Instrument | 1499 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2047 |
The 2026 property tax bill for 709 Bethlehem Rd was $1,567, up 4.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,567.00 (+4.89%) | $235,348 (-) Land $35,475 Building $199,873 | $235,348 (-) Land $35,475 Building $199,873 |
| 2025 | $1,494.00 | $235,348 Land $35,475 Building $199,873 | $235,348 Land $35,475 Building $199,873 |
| 2023 | $142,249 Land $26,336 Building $115,913 | $142,249 Land $26,336 Building $115,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Bethlehem Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Bethlehem Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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