709 Bayberry Cir, Westminster, MD 21157 Property Records

Carroll County property record for 709 Bayberry Cir, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,120 sqft · built 1966
Lot Size	0.56 acres (24,393 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2026)
Tax Bill	$4,088 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-031033`

Property Details

APN / Parcel Number

Primary APN	`07-031033`
Alternative APNs	`7031033` `031033`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	031033
Street Address	709 BAYBERRY CIR
City	WESTMINSTER
State	MD
Zip	21157-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LTS 60,61 - 24393 SF BAYBERRY CIR 5-23 SEC D WINCHESTER PARK
Legal Subdivision	WINCHESTER PARK
Legal Lot Number	60,61
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	4
Census Block	4007
Census Tract	507801

Owner

709 Bayberry Cir is owned and occupied by an individual who bought it in July 2026.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	709 BAYBERRY CIR, WESTMINSTER, MD 21157-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Mar 6, 2000 · Amount on File
Deed Book / Page	11809 / 362
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 14, 2026
Property Address	709 BAYBERRY CIR, WESTMINSTER, MD 21157-5709
Document Number	1180000362
Book / Page	11809 / 362
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	709 BAYBERRY CIR, WESTMINSTER, MD 21157-5709

Mortgage

Document Number	1180000372,
Date	Jul 14, 2026
Book Page	11809/372

Lender

Name	BET-TER HLDGS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 709 Bayberry Cir was $4,088, up 6.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,088.00 (+6.38%)	$365,100 (+6.39%) Land $131,200 Building $233,900	$365,100 (-) Land $131,200 Building $233,900
2025	$3,843.00	$343,167	$365,100 Land $131,200 Building $233,900
2023	$3,382.00	$299,300 Land $131,200 Building $168,100	$299,300 Land $131,200 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Bayberry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Bayberry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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