Contra Costa County property record for 709 Balra Dr, El Cerrito, CA 94530
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,901 sqft · built 1954 |
| Lot Size | 0.2 acres (8,721 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,971 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-330-013-7 |
| Primary APN | 503-330-013-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 641 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Duplex Single |
| Lot Area | 8,721 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 709 BALRA DR |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3302 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | BERK CTRY CLUB TERR #1 POR 102 |
| Legal Subdivision | BERKELEY CC TERRACE |
| Legal Lot Number | 102 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 390100 |
709 Balra Dr, a duplex, is owned and occupied by two individuals who acquired it in October 2002.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 BALRA DR, EL CERRITO, CA 94530-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2002 |
| Transfer Doc | 0000417448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 709 BALRA DR, EL CERRITO, CA 94530-3302 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 709 BALRA DR, EL CERRITO, CA 94530-3302 |
| Document Number | 0000034189 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-034189 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.37% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.37% |
| Index | Other |
| Max Rate | 6.37% |
The 2025 property tax bill for 709 Balra Dr was $6,971 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $433,862 (+2%) Land $205,838 Building $228,024 | |
| 2025 | $6,971.00 Homeowner's exemption | $425,355 Land $201,802 Building $223,553 |
| 2023 | $6,691.00 (+1.44%) Homeowner's exemption | $408,840 Land $193,967 Building $214,873 |
| 2022 | $6,596.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 709 Balra Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1982–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Balra Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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