Whiteside County property record for 709 Ave K, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Details | 637 sqft · built 1950 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $38,666 (Mar 2023) |
| Tax Bill | $1,438 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1120427012 |
| Primary APN | 1120427012 |
|---|---|
| Alternative APNs |
|
| Building Area | 637 sqft Building Perimeter |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 308 sqft |
| Account Number | 118866 |
|---|---|
| Street Address | 709 AVENUE K |
| City | STERLING |
| State | IL |
| Zip | 61081-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DL & JW MARTINS SUB LOT 16 E 1/2 SE 20-21-7 LOT 5 438600X |
| Legal Subdivision | DL & JW MARTINS SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1000 |
709 Ave K is owned by a company that bought it in March 2023.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 305 E LINCOLN HWY, FRANKLIN GROVE, IL 61031-9309 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK SHANNON-POLO |
| Mar 17, 2023 | Warranty Deed, Transfer |
| Jan 15, 2019 | Warranty Deed, Transfer · Line of Credit FIRST ST BK/SHANNON-POLO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on File |
| Deed Sale | Mar 17, 2023 · Amount on File |
| Prior Sale | Jan 15, 2019 · Amount on File |
| Deed Document Number | 20231270 |
| Prior Transfer Date | Jul 21, 2011 |
| Prior Transfer Doc | 0201105569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 709 AVENUE K, STERLING, IL 61081-3249 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004352 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023-04352 |
| Name | FIRST STATE BANK SHANNON-POLO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Aug 18, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Mar 17, 2023 |
| Property Address | 709 AVENUE K, STERLING, IL 61081-3249 |
| Document Number | 0000001270 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 2023-01270 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E LINCOLN HWY, FRANKLIN GROVE, IL 61031-9309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jan 15, 2019 |
| Property Address | 709 AVENUE K, STERLING, IL 61081-3249 |
| Document Number | 0000000215 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 215 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 315 S ELM ST FRANKLIN GROVE IL 610319721, FRANKLIN GROVE, IL 61031-9721 |
| Document Number | 216 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 216 |
| Name | FIRST ST BK/SHANNON-POLO |
|---|---|
| Type | Bank |
| Address | POLO, IL 61064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 14, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
The 2025 property tax bill for 709 Ave K was $1,438, up 287.6% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,438.00 (+287.6%) | $14,163 (+48.15%) Land $1,945 Building $12,218 | |
| 2024 | $371.00 | $9,560 Land $1,831 Building $7,729 | $42,489 (+48.15%) Land $5,835 Building $36,654 |
| 2023 | $28,680 Land $5,493 Building $23,187 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 709 Ave K in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 709 Ave K has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 250 / 50 |
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