709 Andrews St, Fredericktown, MO 63645 Property Records

Madison County property record for 709 Andrews St, Fredericktown, MO 63645

Property Summary

Property TypeSingle Family Home
Details2 bd · 722 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$120 (2025)
Deeds & MortgagesJul 2022 Refinance
Jan 2008 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-4.0-17-001-019-009.000

Property Details

APN / Parcel Number

Primary APN07-4.0-17-001-019-009.000
Alternative APN
  • 4420

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area722 sqft Living Area
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions127 ft deep x 50 ft wide

Location & Zoning

Street Address709 ANDREWS ST
CityFREDERICKTOWN
StateMO
Zip63645-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LTS 7,8,9 BLOCK 1 HENSON ADD
Legal SubdivisionHENSON ADD
Legal Block1
Legal Lot Number7,8,9
JurisdictionMADISON MO
Township / Civil DivisionST. MICHAEL
Census Block Group3
Census Block3012
Census Tract960202

Owner

709 Andrews St is owned and occupied by an individual who acquired it in November 2024.

Source: Madison County records, as of March 10, 2026

Owner of RecordIndividual Name on File
Mailing Address709 ANDREWS ST, FREDERICKTOWN, MO 63645-1701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NEW ERA BANK
Jan 11, 2008Deed of Trust, Mortgage
NEW ERA BANK
Nov 6, 2024Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO LLC
Mar 20, 2008Warranty Deed, Transfer · Line of Credit
NEW ERA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2024
Deed SaleNov 6, 2024
Prior SaleMar 20, 2008
Deed Document Number0000570319
Deed Book / Page570 / 319
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MO
Property Address709 ANDREWS ST, FREDERICKTOWN, MO 63645-1701
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000544/608
DateJul 25, 2022
Book Page544/608
Instrument2022001267
Lender
NameNEW ERA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueAug 1, 2042

January 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MO
Property Address709 ANDREWS ST, FREDERICKTOWN, MO 63645-1701
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00393/0113
DateJan 11, 2008
Book Page393/0113
Instrument0072
Lender
NameNEW ERA BANK
TypeBank
AddressFREDERICKTOWN, MO 63645
Agreement
AmountAmount on Record

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateNov 6, 2024
Property Address709 ANDREWS ST, FREDERICKTOWN, MO 63645-1701
Document Number000570/319
Book / Page570 / 319
Instrument DateOct 30, 2024
Instrument2024001652
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 ANDREWS ST, FREDERICKTOWN, MO 63645-1701

Mortgage

Document Number000570/322
DateNov 6, 2024
Book Page570/322
Lender
NameGUILD MORTGAGE CO LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2054

March 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateMar 20, 2008
Property Address709 ANDREWS ST, FREDERICKTOWN, MO 63645-1701
Document Number00395/0653
Book / Page395 / 0653
Instrument DateMar 11, 2008
Instrument0604
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1518, SPRINGFIELD, MO 65801-1518
InvestorPossibly a Property Investor

Mortgage

Document Number0000000605
DateMar 20, 2008
Instrument0605
Lender
NameNEW ERA BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 709 Andrews St was $120.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMadison County
MunicipalityFredericktown City
Unified School DistrictFredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$120.00$1,920$10,130 Land $3,280 Building $6,850
2023$120.00$1,920$10,130 Land $3,280 Building $6,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Andrews St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Andrews St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICKTOWN PWS
serves 4,429 people · EPA ID MO4010290
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Aug 2017
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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