709 Andalucia Dr, Laredo, TX 78045 Property Records

Webb County property record for 709 Andalucia Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,488 sqft · built 2018
Lot Size	0.121 acres (5,290 sqft)
Owner	2 Individual Names on File
Last Sale	$275,900 (Sep 2018)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-68004-050`

Property Details

APN / Parcel Number

Primary APN	`968-68004-050`
Alternative APN	`559871`

Interior

Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,290 sqft (0.121 acres)
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	136 sqft

Location & Zoning

Street Address	709 ANDALUCIA DR
City	LAREDO
State	TX
Zip	78045-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS SAN AGUSTIN, BLOCK 4, LOT 5, UNIT 10
Legal Subdivision	VILLAS SAN AGUSTIN
Legal Block	4
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3007
Census Tract	1715

Owner

709 Andalucia Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 ANDALUCIA DR, LAREDO, TX 78045-7126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 4, 2018	Vendor's Lien, Subdivision Related Transfer · ARM MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	20181338767
Deed Book / Page	4473 / 573
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	004473/573
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	709 ANDALUCIA DR, LAREDO, TX 78045-7126
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ANDALUCIA DR, LAREDO, TX 78045-7126

Mortgage

Document Number	005990/467
Date	Feb 25, 2026
Book Page	5990/467
Instrument	1580564

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 15, 2066

Interest

Change Frequency	Monthly

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 4, 2018
Property Address	709 ANDALUCIA DR, LAREDO, TX 78045-7126
Document Number	004473/573
Book / Page	4473 / 573
Map Reference	VOL 33 PG 73-76
Instrument Date	Aug 31, 2018
Instrument	1338767
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ANDALUCIA DR, LAREDO, TX 78045-7126

Mortgage

Document Number	0001338768
Date	Sep 4, 2018
Instrument	1338768

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	9.99%
Index	1-Year LIBOR
Margin	4
Max Rate	12.9%

Tax Assessment & Valuation

The 2025 property tax bill for 709 Andalucia Dr was $1,693 with a homeowner's exemption, down 14.5% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,780 (-0.54%) Land $50,625 Building $282,155	$332,780 (-0.54%) Land $50,625 Building $282,155
2025	$1,693.00 (-14.49%) Homeowner's exemption	$334,575 Land $50,625 Building $283,950	$334,575 Land $50,625 Building $283,950
2024	$1,980.00
2023		$307,493 Land $40,839 Building $266,654	$307,493 Land $40,839 Building $266,654
2022	$1,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Andalucia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Andalucia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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