Durham County property record for 709 Ainsley Ct, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,587 sqft · built 2000 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $429,000 (Sep 2018) |
| Tax Bill | $6,929 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0728-10-5882 |
| Primary APN | 0728-10-5882 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,587 sqft Heated Area |
| 1st Floor Area | 3,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 54 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 709 AINSLEY CT |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-7577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 2.150 |
| Legal Description | LAKEHURST POINT/PH:01/LT# 14 PL:000146-000051 |
| Legal Subdivision | LAKEHURST PNT |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2020 |
709 Ainsley Ct is owned and occupied by an individual who bought it in September 2018.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 26, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Prior Sale | Jul 8, 2004 · Amount on File |
| Deed Document Number | 201833729 |
| Deed Book / Page | 8514 / 746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0099870562 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 9987/562 |
| Instrument | 2023074622 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093840869 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 9384/869 |
| Instrument | 2021033625 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0093360066 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 9336/66 |
| Instrument | 2021025532 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0090770037 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 9077/37 |
| Instrument | 2020040360 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 26, 2018 |
| Property Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Document Number | 0085140746 |
| Book / Page | 8514 / 746 |
| Map Reference | MB 146 PG 51 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2018033729 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 AINSLEY CT, DURHAM, NC 27713-7577 |
| Document Number | 2018033730 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2018033730 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 709 Ainsley Ct was $6,929, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,929.00 (+2.52%) | $681,881 (-) Land $166,850 Building $515,031 | $681,881 (-) Land $166,850 Building $515,031 |
| 2025 | $6,759.00 | $681,881 Land $166,850 Building $515,031 | $681,881 Land $166,850 Building $515,031 |
| 2023 | $5,187.00 (+2.35%) | $395,995 Land $78,320 Building $317,675 | $395,995 Land $78,320 Building $317,675 |
| 2022 | $5,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Ainsley Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Ainsley Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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