709 8th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 709 8th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Apr 2018)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-3620`

Property Details

APN / Parcel Number

Primary APN	`85-401-3620`
Alternative APNs	`85-00401-3620` `42173`

Exterior

Lot Area	7,151 sqft (0.164 acres)

Location & Zoning

Account Number	42173
Street Address	709 8TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 36
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	36
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2016
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 8TH AVE SE, SAINT CLOUD, MN 56304-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit CENTER NATIONAL BANK
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTER NATIONAL BANK
Apr 20, 2018	Warranty Deed, Transfer ALL AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	2018854855
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0000741297
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Recording Date	May 20, 2026
Property Address	709 8TH AVE SE, SAINT CLOUD, MN 56304-1411
Document Number	0000997793
Instrument Date	May 12, 2026
Instrument	2026997793
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 8TH AVE SE, SAINT CLOUD, MN 56304-1411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000997793,
Date	May 20, 2026
Instrument	2026997793

Lender

Name	CENTER NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 12, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	709 8TH AVE SE, SAINT CLOUD, MN 56304-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857476
Date	Jun 13, 2018
Instrument	857476

Lender

Name	CENTER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 7, 2028

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 20, 2018
Property Address	709 8TH AVE SE, SAINT CLOUD, MN 56304-1411
Document Number	0000854855
Instrument Date	Apr 13, 2018
Instrument	854855
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$435.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 8TH AVE SE ST CLOUD MN 563041411, ST CLOUD, MN 56304-1411

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,000 (+4%) Land $40,000 Building $173,000	$213,000 (+4%) Land $40,000 Building $173,000
2025	$2,624.00 (+22.62%)	$204,800 (+1.59%) Land $40,000 Building $164,800	$204,800 (+1.59%) Land $40,000 Building $164,800
2023	$2,140.00	$201,600 Land $30,000 Building $171,600
2021			$201,600 Land $30,000 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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