709 7th St NW, Buffalo, MN 55313 Property Records

Wright County property record for 709 7th St NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,221 sqft · built 1991
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jul 2021)
Tax Bill	$5,446 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-500-251116`

Property Details

APN / Parcel Number

Primary APN	`103-500-251116`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	905 sqft
Finished Basement	905 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Dome
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	709 7TH ST NW
City	BUFFALO
State	MN
Zip	55313-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-026 UNPLATTED LAND BUFFALO1 W100FT OF E533FT OF S150FT OF N333FT OF GOV LT1 E533FT OF S150FT OF N333FT
Legal Range	026
Legal Township	120
Legal Section	25
Legal Subdivision	UNPLATTED LAND BUFFALO1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3023
Census Tract	100706

Owner

709 7th St NW is owned and occupied by an individual who bought it in July 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	709 7TH ST NW, BUFFALO, MN 55313-1001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed, Transfer · Conventional Mortgage ROYAL CU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Document Number	20211475882
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 6, 2021
Property Address	709 7TH ST NW, BUFFALO, MN 55313-1001
Document Number	0001475882
Instrument Date	Jun 18, 2021
Instrument	1475882
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE EDINA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 7TH ST NW, BUFFALO, MN 55313-1001

Mortgage

Document Number	0001475883
Date	Jul 6, 2021
Instrument	1475883

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	709 7TH ST NW, BUFFALO, MN 55313-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONSOLIDATED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001454254
Date	Jan 6, 2021
Instrument	1454254

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 709 7th St NW was $5,446.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,446.00	$450,500 (+1.95%) Land $75,000 Building $375,500	$450,500 (+1.95%) Land $75,000 Building $375,500
2025		$441,900 Land $75,000 Building $366,900	$441,900 Land $75,000 Building $366,900
2023	$5,160.00 (+13.21%)	$456,300 Land $70,000 Building $386,300	$456,300 Land $70,000 Building $386,300
2022	$4,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 7th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 7th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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