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709 3rd Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 709 3rd Ave, Watervliet, NY 12189

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,320 sqft · built 1940
Lot Size0.122 acres (5,324 sqft)
OwnerCompany Name on File
Last Sale$151,000 (Feb 2026)
Tax Bill$6,140 (2026)
Deeds & MortgagesFeb 2026 Construction Loan
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN011800 44.42-1-35

Property Details

APN / Parcel Number

Primary APN011800 44.42-1-35
Alternative APNs
  • 180004404200010350000000
  • 04404200010350000000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,320 sqft Total Area
1st Floor Area1,160 sqft
2nd Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,324 sqft (0.122 acres)
Lot Dimensions104 ft deep x 51.2 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04404200010350000000
Street Address709 3RD AVE
CityWATERVLIET
StateNY
Zip12189-3604
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMU1
Legal Block1
Legal Lot Number35.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group3
Census Block3042
Census Tract13400

Owner

709 3rd Ave, a duplex, is owned by a company that bought it in February 2026.

Source: Albany County and Watervliet City records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address515 ALBANY SHAKER RD, LOUDONVILLE, NY 12211-1550
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Construction Mortgage
KIAVI FUNDING INC
Oct 29, 2025Deed of Trust, Mortgage
ROBERT G GREEN ETAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2026 · Amount on File
Deed SaleFeb 19, 2026 · Amount on File
Prior SaleOct 29, 2025 · Amount on File
Deed Document Number20263535
Prior Transfer DateMay 21, 2003
Prior Transfer Doc2741001032
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address709 3RD AVE, WATERVLIET, NY 12189-3604
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 ALBANY SHAKER RD, LOUDONVILLE, NY 12211-1550

Mortgage

Document Number0000000536
DateFeb 19, 2026
InstrumentR2026-3536
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConstruction Mortgage
AmountAmount on Record

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address709 3RD AVE, WATERVLIET, NY 12189-3604
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanySHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 VANDENBURG LN, LATHAM, NY 12110-1186

Mortgage

Document Number0000009637
DateOct 29, 2025
InstrumentR2025-19637
Lender
NameROBERT G GREEN ETAL
TypePrivate Party
Address12 LESLIE CT, ALBANY, NY 12211
Agreement
AmountAmount on Record
Term15 Months
DueDec 31, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 709 3rd Ave was $6,140, up 1.1% from the year before.

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,140.00 (+1.14%)
2025$6,071.00$126,000 Land $29,400 Building $96,600$214,213 Land $49,983 Building $164,230
2023$126,000 Land $29,400 Building $96,600$181,295 Land $42,302 Building $138,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: T-Mobile.

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