Montgomery County property record for 709 1st St, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $14,500 (Nov 2011) |
| Tax Bill | $223 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-20-08-003.00 |
| Primary APN | 031-20-08-003.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Lot Area | 9,000 sqft (0.206 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Total Buildings | 2 Buildings |
| Account Number | 639553 |
|---|---|
| Street Address | 709 1ST ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLDFIELD SUBD LOTS 139 & 142 & MH |
| Legal Subdivision | OLDFIELD SUBD |
| Legal Lot Number | 139,142 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 920201 |
709 1st St is owned by a company that bought it in November 2011.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 706 1ST ST, MOUNT STERLING, KY 40353-8128 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2011 · Amount on File |
| Deed Sale | Nov 8, 2011 · Amount on File |
| Deed Document Number | 0000029787 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 709 1st St was $223.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223.00 | $20,500 | $20,500 |
| 2023 | $220.00 | $20,500 | $20,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 709 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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