709 15th St, Wisner, NE 68791 Property Records

Cuming County property record for 709 15th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,624 sqft · built 1870
Lot Size	0.08 acres (3,486 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Mar 2016)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Line of Credit + 2 more
APN	`0020180.00`

Property Details

APN / Parcel Number

Primary APN	`0020180.00`
Alternative APN	`0000-00-0-40060-061-0003`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	754 sqft
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,486 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 49.8 ft wide
Deck Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 15TH ST
City	WISNER
State	NE
Zip	68791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	4TH ADD, E 1/2 LT 4, BLK 61, WIS C
Legal Subdivision	4TH ADD
Legal Block	61
Legal Lot Number	4
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1056
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 26, WISNER, NE 68791-0026
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASS COUNTY BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2016 · Amount on Record
Deed Sale	Mar 21, 2016 · Amount on Record
Deed Document Number	2016413
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 15TH ST, WISNER, NE 68791
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 15TH ST, WISNER, NE 68791

Mortgage

Document Number	0202201219
Date	Aug 22, 2022
Instrument	202201219

Lender

Name	COGENT BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 15TH ST, WISNER, NE 68791
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 15TH ST, WISNER, NE 68791

Mortgage

Document Number	202101037
Date	Jun 11, 2021
Instrument	202101037

Lender

Name	COGENT BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 15TH ST, WISNER, NE 68791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700706
Date	May 8, 2017
Instrument	201700706

Lender

Name	CASS COUNTY BANK
Type	Bank
Address	PLATTSMOUTH, NE 68048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 15TH ST, WISNER, NE 68791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000459
Date	Apr 1, 2020
Instrument	202000459

Lender

Name	COGENT BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,215 (+21.23%) Land $3,835 Building $158,380	$162,215 (+21.23%) Land $3,835 Building $158,380
2025	$1,065.00 (-18.58%)	$133,805 (+14.85%) Land $2,965 Building $130,840	$133,805 (+14.85%) Land $2,965 Building $130,840
2023	$1,308.00	$116,505 Land $2,265 Building $114,240	$116,505 Land $2,265 Building $114,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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