709 12th St, Wisner, NE 68791 Property Records

Cuming County property record for 709 12th St, Wisner, NE 68791 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1930
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2018)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2022 Mortgage + 2 more
APN	`0016360.00`

Property Details

APN / Parcel Number

Primary APN	`0016360.00`
Alternative APN	`1543-00-0-40100-011-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Driveway	Concrete Driveway
Driveway Area	572 sqft
Porch	Slab
Porch Area	252 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 12TH ST
City	WISNER
State	NE
Zip	68791-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG, LT 3 & S 30' LT 2, BLK 11, WIS C
Legal Subdivision	40100
Legal Block	11
Legal Lot Number	3,2
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1087
Census Tract	972700

Owner

Source: Cuming County records · APN 0016360.00

Assessment roll updated February 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 12TH ST, WISNER, NE 68791-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Sep 02, 2005
Deed Document Number	20181142
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 12TH ST, WISNER, NE 68791-2156
Transaction Type	Mortgage
Record Updated	Feb 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 12TH ST, WISNER, NE 68791-2156

Mortgage

Document Number	0202400083
Date	Jan 25, 2024
Instrument	202400083

Lender

Name	MIDWEST BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 12TH ST, WISNER, NE 68791-2156
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200001
Date	Jan 03, 2022
Instrument	202200001

Lender

Name	MIDWEST BANK
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	709 12TH ST, WISNER, NE 68791-2156
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800973
Date	Jun 22, 2018
Instrument	201800973

Lender

Name	SECURITY BANK
Type	Bank
Address	LAUREL, NE 68745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 01, 2019

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jul 24, 2018
Property Address	709 12TH ST, WISNER, NE 68791-2156
Document Number	0201801142
Instrument Date	Jul 12, 2018
Instrument	201801142
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202S S CORNEL AVE, 202S, HARTINGTON, NE 68739-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	709 12TH ST, WISNER, NE 68791-2156

Mortgage

Document Number	0201801143
Date	Jul 24, 2018
Instrument	201801143

Lender

Name	MIDWEST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Cuming County records · Assessment roll updated February 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,110 (+5.87%) Land $13,860 Building $157,250	$171,110 (+5.87%) Land $13,860 Building $157,250
2025	$1,286.00 (-16.11%)	$161,630 (+18.35%) Land $10,710 Building $150,920	$161,630 (+18.35%) Land $10,710 Building $150,920
2023	$1,533.00	$136,570 Land $8,190 Building $128,380	$136,570 Land $8,190 Building $128,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310399727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 11 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: LTD Broadband, Great Plains Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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