709 12th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 709 12th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 637 sqft · built 1933
Lot Size	0.228 acres (9,947 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Aug 2022)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1122176055`

Property Details

APN / Parcel Number

Primary APN	`1122176055`
Alternative APN	`110379`

Interior

Bedrooms	2 Beds
Building Area	637 sqft Building Perimeter
Basement Area	637 sqft
Unfinished Basement	637 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	9,947 sqft (0.228 acres)
Garage Area	182 sqft

Location & Zoning

Account Number	110379
Street Address	709 12TH AVE
City	STERLING
State	IL
Zip	61081-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINS 4TH ADD LOT 12 BLK 7 402000X
Legal Subdivision	MARTINS FOURTH ADDITION
Legal Block	7
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4025
Census Tract	1200

Owner

709 12th Ave is owned by an individual who bought it in August 2022.

Source: Whiteside County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	110 N BOLLMAN ST, NEW BEDFORD, IL 61346-1000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	May 28, 2009 · Amount on File
Deed Document Number	20225352
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0017582008
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 31, 2022
Property Address	709 12TH AVE, STERLING, IL 61081-2714
Document Number	0000005352
Instrument Date	Aug 12, 2022
Instrument	2022-05352
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N BOLLMAN ST, NEW BEDFORD, IL 61346-1000
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005353
Date	Aug 31, 2022
Instrument	2022-05353

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 709 12th Ave was $1,801.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00	$17,741 Land $3,301 Building $14,440
2024			$53,223 Land $9,903 Building $43,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 12th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 12th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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