709 10th St S, Fargo, ND 58103 Property Records

Cass County property record for 709 10th St S, Fargo, ND 58103

Property Summary

Property Type	Apartments (5+ Units)
Details	2,360 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Nov 2022)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2400-00560-000`

Property Details

APN / Parcel Number

Primary APN	`01-2400-00560-000`

Interior

Units	6 Units
Building Area	2,360 sqft Total Area
1st Floor Area	1,268 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	709 10TH ST S
City	FARGO
State	ND
Zip	58103-2655
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	SR3
Legal Description	LOT: 7 BLOCK: D ADDITION: CHARLES A ROBERTS ADDITIONAL: CHARLES A ROBERTS LOTS 7 & 8 BLK D
Legal Subdivision	ROBERTS
Legal Block	D
Legal Lot Number	7-8
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2030
Census Tract	801

Owner

709 10th St S, a residential property, is owned by a company that bought it in November 2022.

Source: Cass County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 161748, BIG SKY, MT 59716-1748
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Line of Credit AMERICAN FEDERAL BANK
Jul 22, 2020	Grant Deed, Transfer BLACKRIDGEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Jul 22, 2020 · Amount on File
Deed Document Number	20221679055
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 3, 2022
Property Address	709 10TH ST S, FARGO, ND 58103-2655
Document Number	0001679055
Instrument Date	Oct 28, 2022
Instrument	1679055
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	REGENCY TITLE FARGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 161748, BIG SKY, MT 59716-1748

Mortgage

Document Number	0001679056
Date	Nov 3, 2022
Instrument	1679056

Lender

Name	AMERICAN FEDERAL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CASS ND
Recording Date	Jul 22, 2020
Property Address	709 10TH ST S, FARGO, ND 58103-2655
Document Number	0001598598
Instrument Date	Jul 17, 2020
Instrument	1598598
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1984 SELBY AVE ST PAUL MN 551045823, ST PAUL, MN 55104-5823

Mortgage

Document Number	1598512
Date	Jul 22, 2020
Instrument	1598512

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 21, 2025

Mortgage

Document Number	1598599,
Date	Jul 22, 2020
Instrument	1598599

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 21, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 709 10th St S was $3,226.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,226.00	$108,100 Land $21,000 Building $87,100	$216,200 Land $42,000 Building $174,200
2023	$3,053.00	$102,950 Land $21,000 Building $81,950	$205,900 Land $42,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 10th St S in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 10th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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