7089 Pinebay Blvd, Englewood, FL 34224 Property Records

Charlotte County property record for 7089 Pinebay Blvd, Englewood, FL 34224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2004
Lot Size	0.229 acres (9,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Apr 2003)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`412008104010`

Property Details

APN / Parcel Number

Primary APN	`412008104010`
Alternative APNs	`00909490600303` `10004640698`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,570 sqft Living Area
Gross Area	3,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	9,980 sqft (0.229 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,570 sqft
Driveway	Concrete Driveway
Driveway Area	1,888 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	40 sqft
Patio Area	424 sqft
Loading Dock	704 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00909490600303
Street Address	7089 PINEBAY BLVD
City	ENGLEWOOD
State	FL
Zip	34224-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PINES ON THE BAY BLK 1 LT 6 973-797 E1073/1488 1233/2170 1713/1591 2198/170
Legal Range	20E
Legal Township	41S
Legal Section	08
Legal Subdivision	PINES ON THE BAY
Legal Tract	PBS
Legal Block	1
Legal Lot Number	6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	4
Census Block	4023
Census Tract	30302

Owner

Source: Charlotte County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7089 PINEBAY BLVD, ENGLEWOOD, FL 34224-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2003 · Amount on Record
Deed Sale	Apr 1, 2003 · Amount on Record
Prior Sale	Jun 29, 1999 · Amount on Record
Deed Book / Page	2198 / 170
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7089 PINEBAY BLVD, ENGLEWOOD, FL 34224-5220
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7089 PINEBAY BLVD, ENGLEWOOD, FL 34224-5220

Mortgage

Document Number	0003591850
Date	Dec 1, 2025
Instrument	3591850

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,690.00 (+3.08%) Homeowner's exemption	$306,877 (+5.99%)	$547,298 (+20.15%) Land $148,750 Building $398,548
2023	$4,550.00 (+3.32%) Homeowner's exemption	$289,542 (+3%)	$455,520 (-11.68%) Land $175,000 Building $280,520
2022	$4,404.00 Homeowner's exemption	$281,109	$515,756 Land $136,000 Building $379,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 281 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	361 units insured incl. 80 condo units
Nearby Flood Claims	124 (1993–2024)
Claims Outside the SFHA	3 of 124
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 43 claims Hurricane Helene, Sep 2024 · 23 claims Hurricane Ian, Oct 2022 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20