7089 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 7089 Lake Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,334 sqft · built 1947
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Oct 2002)
Tax Bill$2,472 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jul 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-24-038-108-018

Property Details

APN / Parcel Number

Primary APN06-24-038-108-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,334 sqft Living Area
1st Floor Area835 sqft
2nd Floor Area499 sqft
Upper Floors Area499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions163 ft deep x 50 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area314 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address7089 LAKE AVE
CityELYRIA
StateOH
Zip44035-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW OF R 50 X 160 PT S/L 38
Legal SubdivisionELYRIA
Legal Tract24
Legal Block108
Legal Lot NumberPT 38
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3008
Census Tract70300

Owner

Source: Lorain County records · APN 06-24-038-108-018

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7089 LAKE AVE, ELYRIA, OH 44035-2421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 03, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2002 · Amount on Record
Deed SaleOct 31, 2002 · Amount on Record
Prior SaleJan 06, 2003
Deed Document Number0000866184
Last Transfer DateFeb 03, 2017
Transfer Doc0000617620
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7089 LAKE AVE, ELYRIA, OH 44035-2421
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyPRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000827881
DateJul 12, 2021
Instrument2021-0827881
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 19, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7089 LAKE AVE, ELYRIA, OH 44035-2421
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyPRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210827881
DateJul 12, 2021
Instrument2021-0827881
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 19, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateFeb 03, 2017
Property Address7089 LAKE AVE, ELYRIA, OH 44035-2421
Document Number0000617620
Instrument DateJul 29, 2016
Instrument617620
Transaction TypeTransfer
Record UpdatedAug 23, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7089 LAKE AVE ELYRIA OH 440352421, ELYRIA, OH 44035-2421
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,472.00$45,360 (-) Land $6,370 Building $38,990$129,600 (-) Land $18,200 Building $111,400
2024$2,472.00 (+4.17%)$45,360 (+22.1%) Land $6,370 Building $38,990$129,600 (+22.1%) Land $18,200 Building $111,400
2023$2,373.00 (+0.38%)$37,150 (-) Land $5,359 Building $31,791$106,140 (-) Land $15,310 Building $90,830
2022$2,364.00$37,150 Land $5,360 Building $31,790
2021$106,140 Land $15,310 Building $90,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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