Bay County property record for 7089 Hupfer Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,141 sqft · built 2009 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $426,000 (Jan 2018) |
| Tax Bill | $8,046 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-017-200-010-07 |
| Primary APN | 030-017-200-010-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,141 sqft Living Area |
| 1st Floor Area | 2,141 sqft |
| Basement Area | 2,141 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 88,427 sqft (2.03 acres) |
| Lot Dimensions | 567 ft deep x 150 ft wide |
| Garage Area | 2,408 sqft |
| Parking Spaces | 8 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7089 HUPFER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM S 01D 59M W 900 FT FR N 1/4 COR OF SEC TH S 85D 39M E 597.85 FT TH S 04D 01M E 144.52 FT ALG C/L EXISTING DRAIN TH N 86D |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRANKENLUST |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 285400 |
7089 Hupfer Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Bay County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7089 HUPFER RD, FREELAND, MI 48623-8906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2025 | Intrafamily Transfer, Transfer |
| Jan 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2018 · Amount on File |
| Deed Sale | Jan 18, 2018 · Amount on File |
| Prior Sale | Apr 14, 2009 · Amount on File |
| Deed Document Number | 2018667 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000013387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 24, 2025 |
| Property Address | 7089 HUPFER RD, FREELAND, MI 48623-8906 |
| Document Number | 0000013387 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 202513387 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7089 HUPFER RD, FREELAND, MI 48623-8906 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7089 HUPFER RD, FREELAND, MI 48623-8906 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 18, 2018 |
| Property Address | 7089 HUPFER RD, FREELAND, MI 48623-8906 |
| Document Number | 0000000667 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 667 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,663.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 745 CRESCENT DR AU GRES MI 48703, AU GRES, MI 48703 |
| Document Number | 668 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 668 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605-3285 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 17, 2028 |
The 2026 property tax bill for 7089 Hupfer Rd was $8,046 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Frankenlust Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,046.00 Homeowner's exemption | $322,750 (+1.89%) | $645,500 (+1.89%) |
| 2025 | $316,750 | $633,500 | |
| 2024 | $7,812.00 | ||
| 2023 | $264,050 | $528,100 | |
| 2022 | $7,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7089 Hupfer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7089 Hupfer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LakeNet.
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