7088 Agate St, Rancho Cucamonga, CA 91701 Property Records

San Bernardino County property record for 7088 Agate St, Rancho Cucamonga, CA 91701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,425 sqft · built 1963
Lot Size	0.176 acres (7,684 sqft)
Owner	2 Individual Names on File
Last Sale	$368,000 (Mar 2015)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0202-294-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0202-294-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,881 sqft
1st Floor Area	1,425 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,684 sqft (0.176 acres)
Lot Dimensions	113 ft deep x 68 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	375 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7088 AGATE ST
City	RANCHO CUCAMONGA
State	CA
Zip	91701-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6834 LOT 30
Legal Subdivision	TRACT NO 6834
Legal Tract	6834
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2014
Census Tract	2015

Owner

7088 Agate St is owned and occupied by two individuals who bought it in March 2015.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7088 AGATE ST, RANCHO CUCAMONGA, CA 91701-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 12, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2015 · Amount on File
Deed Sale	Mar 17, 2015 · Amount on File
Prior Sale	Jun 1, 2001
Deed Document Number	2015103264
Prior Transfer Date	Jun 21, 2011
Prior Transfer Doc	0000420213
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 29, 2026
Property Address	7088 AGATE ST, RANCHO CUCAMONGA, CA 91701-5602
Document Number	0000108638
Instrument Date	Apr 23, 2026
Instrument	2026108638
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 AGATE ST, RANCHO CUCAMONGA, CA 91701-5602
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108638,
Date	Apr 29, 2026
Instrument	2026108638

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7088 AGATE ST, ALTA LOMA, CA 91701-5602
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 AGATE ST, RANCHO CUCAMONGA, CA 91701-5602

Mortgage

Document Number	0000191070
Date	Apr 23, 2021
Instrument	2021-0191070

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	May 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7088 AGATE ST, ALTA LOMA, CA 91701-5602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146656
Date	Apr 29, 2020
Instrument	2020-0146656

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7088 AGATE ST, ALTA LOMA, CA 91701-5602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177789
Date	Jun 3, 2019
Instrument	2019-0177789

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7088 AGATE ST, ALTA LOMA, CA 91701-5602
Document Number	0000341063
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7088 AGATE ST RANCHO CUCAMONGA CA 917015602, RANCHO CUCAMONGA, CA 91701-5602

Mortgage

Document Number	0000341063
Date	Aug 22, 2017
Instrument	341063

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 7088 Agate St was $4,920.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Alta Loma Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,125 (+2%) Land $157,893 Building $293,232
2025	$4,920.00	$442,279 Land $154,797 Building $287,482
2023	$4,688.00 (+0.24%)	$425,105 Land $148,786 Building $276,319
2022	$4,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7088 Agate St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1992–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7088 Agate St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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