7087 Campground Rd, Denver, NC 28037 Property Records

Lincoln County property record for 7087 Campground Rd, Denver, NC 28037

Property Summary

Property Type	Office Building
Details	2,440 sqft · built 1999
Lot Size	3.81 acres (166,138 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jan 2002)
Tax Bill	$4,284 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-07-0833`

Property Details

APN / Parcel Number

Primary APN	`4605-07-0833`
Alternative APNs	`200550` `32166`

Interior

Stories	1 Story
Building Area	2,440 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	166,138 sqft (3.81 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	200550
Street Address	7087 CAMPGROUND RD
City	DENVER
State	NC
Zip	28037-6223
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	ELDD B-G
Legal Description	CALDWELL LD
Legal Subdivision	DUSTY RIDGE PROPERTY
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1017
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 350, DENVER, NC 28037-0350
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 4, 2017	Deed of Trust, Mortgage CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2002 · Amount on Record
Deed Sale	Jan 9, 2002 · Amount on Record
Prior Sale	Feb 28, 2001 · Amount on Record
Deed Book / Page	1308 / 461
Last Transfer Date	Jan 26, 2007
Transfer Doc	0018950230
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7087 CAMPGROUND RD, DENVER, NC 28037-6223
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 S HIGHWAY 16, STANLEY, NC 28164-8714

Mortgage

Document Number	0003480379
Date	Feb 25, 2026
Book Page	3480/379
Instrument	705887

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7087 CAMPGROUND RD, DENVER, NC 28037-6223
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 S HIGHWAY 16, STANLEY, NC 28164-8714

Mortgage

Document Number	0002985235
Date	Dec 15, 2020
Book Page	2985/235
Instrument	621737

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7087 CAMPGROUND RD, DENVER, NC 28037-6223
Document Number	2710320
Book / Page	002710 / 000320
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1582 S NC 16 BUSINESS HWY STANLEY NC 281648825, STANLEY, NC 28164-8825

Mortgage

Document Number	2710320
Date	Dec 5, 2017
Book Page	002710/000320
Instrument	571430

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28093

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,284.00 (+0.61%)	$680,666 (-) Land $291,966 Building $388,700	$680,666 (-) Land $291,966 Building $388,700
2025	$4,258.00 (+0.8%)	$680,666 (-) Land $291,966 Building $388,700	$680,666 (-) Land $291,966 Building $388,700
2023	$4,224.00	$680,666 Land $291,966 Building $388,700	$680,666 Land $291,966 Building $388,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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