7087 Atherton Cv, Memphis, TN 38119 Property Records

Shelby County property record for 7087 Atherton Cv, Memphis, TN 38119

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,131 sqft · built 1980
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jan 2020)
Tax Bill$1,380 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-1089-B0-0018

Property Details

APN / Parcel Number

Primary APN08-1089-B0-0018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,131 sqft Living Area
1st Floor Area1,067 sqft
Utility Area30 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
PorchOpen Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address7087 ATHERTON CV
CityMEMPHIS
StateTN
Zip38119-8618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSS ATHERTON COVE
Legal SubdivisionRIVERDALE WOODS SEC B
Legal Lot Number18
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group1
Census Block1012
Census Tract21334

Owner

7087 Atherton Cv is owned and occupied by an individual who bought it in January 2020.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address7087 ATHERTON CV, MEMPHIS, TN 38119-8618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
May 16, 2017Warranty Deed, Transfer · FHA Mortgage
PACIFIC UNION FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on File
Deed SaleJan 24, 2020 · Amount on File
Prior SaleMay 16, 2017 · Amount on File
Deed Document Number20208866
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJan 24, 2020
Property Address7087 ATHERTON CV, MEMPHIS, TN 38119-8618
Document Number0020008866
Map ReferenceMB 77 PG 51
Instrument DateJan 16, 2020
Instrument20008866
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$536.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7087 ATHERTON CV, MEMPHIS, TN 38119-8618

Mortgage

Document Number0020008867
DateJan 24, 2020
Instrument20008867
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Mortgage

Document Number0000008868
DateJan 24, 2020
Instrument20008868
Lender
NameUNITED HOUSING INC
TypeNon-Lending Institution
AddressMEMPHIS, TN 38118
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMay 16, 2017
Property Address7087 ATHERTON CV, MEMPHIS, TN 38119-8618
Document Number0000048891
Instrument DateMay 11, 2017
Instrument48891
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$499.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7087 ATHERTON CV MEMPHIS TN 381198618, MEMPHIS, TN 38119-8618

Mortgage

Document Number48892
DateMay 16, 2017
Instrument48892
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7087 Atherton Cv was $1,380.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,380.00$51,325 Land $8,500 Building $42,825$205,300 Land $34,000 Building $171,300
2023$38,700 Land $7,650 Building $31,050
2022$2,357.00
2021$154,800 Land $30,600 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7087 Atherton Cv in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7087 Atherton Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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