7086 E Aracoma Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7086 E Aracoma Dr, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,550 sqft · built 1951
Lot Size	1.42 acres (61,899 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jul 2017)
Tax Bill	$10,932 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`526-0060-0078-00`

Property Details

APN / Parcel Number

Primary APN	`526-0060-0078-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,550 sqft Living Area
1st Floor Area	3,550 sqft
Basement Area	3,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	61,899 sqft (1.42 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7086 E ARACOMA DR
City	CINCINNATI
State	OH
Zip	45237-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARACOMA DR R1-T4-S25 S W 200.66 FT IRR
Legal Range	01
Legal Township	04
Legal Section	25
Legal Subdivision	ARACOMA
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7086 E ARACOMA DR, CINCINNATI, OH 45237-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	17-0060366
Record Updated	Jun 8, 2026

July 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2017
Property Address	7086 E ARACOMA DR, CINCINNATI, OH 45237-2318
Document Number	0000000366
Instrument Date	Jun 19, 2017
Instrument	17-0060366
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000000367
Date	Jul 6, 2017
Instrument	17-0060367

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,932.00 (+2.8%)	$180,618 (-) Land $39,582 Building $141,036
2024	$10,634.00 (-1.97%)	$180,618 (-) Land $39,582 Building $141,036
2023	$10,848.00 (-2.84%)	$180,618 (+11.9%) Land $39,582 Building $141,036	$516,050 (+11.9%) Land $113,090 Building $402,960
2022	$11,165.00 Homeowner's exemption	$161,413 Land $37,065 Building $124,348
2020			$461,180 Land $105,900 Building $355,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20