7085 Sparrow Ln, Vale, NC 28168 Property Records

Lincoln County property record for 7085 Sparrow Ln, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 2021
Lot Size	0.743 acres (32,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2025)
Tax Bill	$2,615 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2685-75-2852`

Property Details

APN / Parcel Number

Primary APN	`2685-75-2852`
Alternative APNs	`312201` `280158` `88793`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	32,365 sqft (0.743 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	312201
Street Address	7085 SPARROW LN
City	VALE
State	NC
Zip	28168-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#39 LT BRYTEWOOD SUBDIV
Legal Subdivision	BRYTEWOOD
Legal Lot Number	39
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1029
Census Tract	70600

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7085 SPARROW LN, VALE, NC 28168-8810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2020	Intrafamily Transfer, Transfer · Construction Mortgage FIRST FEDERAL SAVINGS BANK OF LINCO
Nov 15, 2018	Warranty Deed, Subdivision Related Transfer · Line of Credit CAROLINA TR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	2025699018
Deed Book / Page	3437 / 132
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	2949249
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7085 SPARROW LN, VALE, NC 28168-8810
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003144127
Date	Mar 9, 2022
Book Page	3144/127
Instrument	648740

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Sep 10, 2020
Property Address	7085 SPARROW LN, VALE, NC 28168-8810
Document Number	0002949249
Book / Page	2949 / 249
Map Reference	MB 15 PG 47
Instrument Date	Sep 10, 2020
Instrument	615637
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	912 ALF HOOVER RD, VALE, NC 28168-7796

Mortgage

Document Number	0000615638
Date	Sep 10, 2020
Instrument	615638

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 15, 2018
Property Address	7085 SPARROW LN, VALE, NC 28168-8810
Document Number	2781800
Book / Page	002781 / 000800
Instrument Date	Oct 15, 2018
Instrument	585607
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 ALF HOOVER RD VALE NC 281687796, VALE, NC 28168-7796

Mortgage

Document Number	2781802
Date	Nov 15, 2018
Book Page	002781/000802
Instrument	585608

Lender

Name	CAROLINA TR BK
Type	Bank
Address	VALE, NC 28168

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,615.00 (+6%)	$396,793 (+6.4%) Land $28,000 Building $368,793	$396,793 (+6.4%) Land $28,000 Building $368,793
2025	$2,467.00 (+0.82%)	$372,941 (-) Land $28,000 Building $344,941	$372,941 (-) Land $28,000 Building $344,941
2023	$2,447.00	$372,941 Land $28,000 Building $344,941	$372,941 Land $28,000 Building $344,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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