Loudon County property record for 7085 Simpson Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,726 sqft · built 2021 |
| Lot Size | 14.2 acres (620,730 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Dec 2019) |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Oct 2020 Construction Loan Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 11100 000058 |
| Primary APN | 058 11100 000058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 620,730 sqft (14.2 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,403 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | 058 11100 000058 |
|---|---|
| Street Address | 7085 SIMPSON RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | 1 063 063 04902 000 |
| Legal Subdivision | THOMSON FARM |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 60503 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7085 SIMPSON RD, LOUDON, TN 37774-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS |
| Jul 22, 2019 | Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 19011388 |
| Deed Book / Page | D0418 / 746 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 7085 SIMPSON RD, LOUDON, TN 37774-3910 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 815 W GLENVIEW DR, LENOIR CITY, TN 37771-6823 |
| Document Number | 0T1484/216 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | T1484/216 |
| Instrument | 20010460 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Dec 17, 2019 |
| Property Address | 7085 SIMPSON RD, LOUDON, TN 37774-3910 |
| Document Number | 0000011388 |
| Book / Page | 000418 / 000746 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 11388 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 N GLENVIEW DR LENOIR CITY TN 37771, LENOIR CITY, TN 37771 |
| Document Number | 11389 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 001436/000726 |
| Instrument | 11389 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MAYFIELD, KY 42066-0309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 16, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jul 22, 2019 |
| Property Address | 7085 SIMPSON RD, LOUDON, TN 37774-3910 |
| Document Number | 0000006157 |
| Book / Page | 000414 / 000578 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 6157 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | RAGLE TITLE SERVICES, VALLEY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 CANE CREEK MOUNTAIN RD TELLICO PLAINS TN 373855897, TELLICO PLAINS, TN 37385-5897 |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 | $109,825 (-) Land $43,950 Building $65,875 | |
| 2024 | $1,942.00 | $109,825 (-) Land $43,950 Building $65,875 | |
| 2023 | $109,825 Land $43,950 Building $65,875 | ||
| 2021 | $439,300 Land $175,800 Building $263,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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