7085 Silver Shoals Rd, Gainesville, GA 30506 Property Records

Forsyth County property record for 7085 Silver Shoals Rd, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,518 sqft · built 1977
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Apr 2004)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-000-077`

Property Details

APN / Parcel Number

Primary APN	`284-000-077`
Alternative APNs	`000000068951` `0000162686` `284 077`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,518 sqft Living Area
1st Floor Area	891 sqft
Upper Floors Area	627 sqft
Basement Area	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
View / Lot	Water

Exterior Amenities

Deck Area	Deck Area
Patio Area	736 sqft
Canopy	40 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000162686
Street Address	7085 SILVER SHOALS RD
City	GAINESVILLE
State	GA
Zip	30506-4732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	14-1 798 LT5 HEARD&HUGHES DESCRIPT PER DEED........
Legal Subdivision	CEDAR KNOLL HUGHES HEARD
Legal Block	1
Legal Lot Number	5
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1003
Census Tract	130503

Owner

7085 Silver Shoals Rd is owned and occupied by two individuals who bought it in April 2004.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7085 SILVER SHOALS RD, GAINESVILLE, GA 30506-4732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2004 · Amount on File
Deed Sale	Apr 15, 2004 · Amount on File
Prior Sale	Jan 5, 1996 · Amount on File
Deed Book / Page	3294 / 529
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7085 SILVER SHOALS RD, GAINESVILLE, GA 30506-4732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084720530
Date	Feb 14, 2018
Book Page	8472/530

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7085 Silver Shoals Rd was $1,268 with a homeowner's exemption.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00	$283,528 Land $180,000 Building $103,528	$708,820 Land $450,000 Building $258,820
2023	$1,178.00 (-6.58%) Homeowner's exemption	$235,136 (+31.99%) Land $144,000 Building $91,136	$587,840 (+31.99%) Land $360,000 Building $227,840
2022	$1,261.00 Homeowner's exemption	$178,148 Land $114,000 Building $64,148	$445,370 Land $285,000 Building $160,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7085 Silver Shoals Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7085 Silver Shoals Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20