7085 Joan St, Denver, CO 80221 Property Records

Adams County property record for 7085 Joan St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 850 sqft · built 1958
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0098693`

Property Details

APN / Parcel Number

Primary APN	`R0098693`
Alternative APNs	`0182504102015` `182504102015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	576 sqft
Carport	Carport
Carport Area	275 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0098693
Old Parcel Number	182504102015
Street Address	7085 JOAN ST
City	DENVER
State	CO
Zip	80221-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:PERL MACK MANOR FOURTEENTH FILING BLK:2 LOT:2
Legal Range	68W
Legal Township	03S
Legal Section	04
Legal Quarter	SE
Legal Subdivision	PERL MACK MANOR FOURTEENTH FILING
Legal Block	2
Legal Lot Number	2
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1024
Census Tract	9553

Owner

7085 Joan St is owned and occupied by an individual who acquired it in August 1996.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7085 JOAN ST, DENVER, CO 80221-3050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNER CO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 1996
Deed Sale	Aug 8, 1996
Deed Document Number	00201869
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	7085 JOAN ST, DENVER, CO 80221-3050
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017756
Date	Apr 4, 2023
Instrument	2023000017756

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.28%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.2%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	7085 JOAN ST, DENVER, CO 80221-3050
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022326
Date	Mar 11, 2022
Instrument	2022000022326

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	7085 JOAN ST, DENVER, CO 80221-3050
Document Number	0000008933
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7085 JOAN ST DENVER CO 802213050, DENVER, CO 80221-3050

Mortgage

Document Number	0000008933
Date	Jan 29, 2020
Instrument	8933

Lender

Name	PARTNER CO CU
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7085 Joan St was $1,513.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00	$26,260 Land $5,630 Building $20,630	$420,000 Land $90,000 Building $330,000
2023	$3,594.00 (+2.86%)	$29,630 (+3.86%) Land $5,610 Building $24,020	$438,000 (+6.72%) Land $83,000 Building $355,000
2022	$3,494.00	$28,530 Land $11,540 Building $16,990	$410,424 Land $166,000 Building $244,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7085 Joan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7085 Joan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW WSD serves 23,756 people · EPA ID CO0101040
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, AT&T, T-Mobile.

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