7085 E Shane Ln, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 7085 E Shane Ln, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,904 sqft · built 1995
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Oct 1995)
Tax Bill	$716 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-O37-000-045-00`

Property Details

APN / Parcel Number

Primary APN	`105-O37-000-045-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,904 sqft Building Perimeter
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	37,462 sqft (0.86 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7085 E SHANE LN
City	CHEBOYGAN
State	MI
Zip	49721-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF ORCHARDSITE ESTATES, LOT 45. (SEC 28,T37N,R1W) 637/519;637/524
Legal Range	01W
Legal Township	045
Legal Section	28
Legal Subdivision	PLAT OF ORCHARDSITE ESTATES
Legal Lot Number	45
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4016
Census Tract	960300

Owner

Source: Cheboygan County records · APN 105-O37-000-045-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7085 E SHANE LN, CHEBOYGAN, MI 49721-9208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 1995 · Amount on Record
Deed Sale	Oct 01, 1995 · Amount on Record
Deed Book / Page	637 / 524
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7085 E SHANE LN, CHEBOYGAN, MI 49721-9208
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001359/0000000826
Date	May 18, 2018
Book Page	0000001359/0000000826

Lender

Name	CALCITE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,100 (+18.22%)	$188,200 (+18.22%)
2025	$716.00 (-23.67%)
2023		$79,600	$159,200
2022	$938.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 51 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN AND COUNTRY MHP private · serves 85 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.