7085 Centerville Rd, Hugo, MN 55038 Property Records

Anoka County property record for 7085 Centerville Rd, Hugo, MN 55038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 867 sqft · built 1878
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$2,840 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-31-22-23-0017`

Property Details

APN / Parcel Number

Primary APN	`23-31-22-23-0017`
Alternative APN	`222789`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	867 sqft Living Area
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1969
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Account Number	222789
Street Address	7085 CENTERVILLE RD
City	HUGO
State	MN
Zip	55038-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 8 CENTERVILLE, SUBJ TO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	23
Legal Subdivision	CENTERVILLE
Legal Block	8
Legal Lot Number	3
Jurisdiction	ANOKA MN
Township / Civil Division	CENTERVILLE
Census Block Group	1
Census Block	1008
Census Tract	50232

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13973 GENEVA AVE N, HUGO, MN 55038-9218
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage ROYAL CU
Apr 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VILLAGE BANK
Nov 20, 2019	Loan Modification, Mortgage LAKE AREA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Apr 1, 1999 · Amount on Record
Deed Document Number	20212314436001
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	7085 CENTERVILLE RD, CENTERVILLE, MN 55038-9712
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2453985001
Date	Nov 24, 2025
Instrument	A2453985.001

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54702

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 20, 2050

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Apr 20, 2021
Property Address	7085 CENTERVILLE RD, HUGO, MN 55038-9712
Document Number	A2314436001
Instrument Date	Mar 29, 2021
Instrument	A2314436.001
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7085 CENTERVILLE RD, CENTERVILLE, MN 55038-9712

Mortgage

Document Number	A2314436002
Date	Apr 20, 2021
Instrument	A2314436.002

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANOKA MN
Property Address	7085 CENTERVILLE RD, HUGO, MN 55038-9712
Document Number	2253477001
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21195 IVERSON AVE N FOREST LAKE MN 550259556, FOREST LAKE, MN 55025-9556

Mortgage

Document Number	2253477001
Date	Mar 2, 2020
Instrument	2253477001

Lender

Name	LAKE AREA BK
Type	Bank
Address	WHITE BEAR LAKE, MN 55110

Agreement

Term	120 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Centerville City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,840.00 (+18.88%)	$200,600 (+16.36%) Land $74,100 Building $126,500	$200,600 (+16.36%) Land $74,100 Building $126,500
2024	$2,389.00 (-2.57%)	$172,400 (-3.74%) Land $45,000 Building $127,400	$172,400 (-3.74%) Land $45,000 Building $127,400
2023	$2,452.00	$179,100 Land $45,000 Building $134,100	$179,100 Land $45,000 Building $134,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Centerville serves 3,962 people · EPA ID MN1020036
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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