Sacramento County property record for 7085 Cardinal Rd, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,744 sqft · built 1967 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 239-0212-007-0000 |
| Primary APN | 239-0212-007-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 912 sqft |
| Family Room | Family Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 10,100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7085 CARDINAL RD |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LARCHMONT HILLS 03, LOT 166 |
| Legal Subdivision | LARCHMONT HILLS 03 |
| Legal Lot Number | 166 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 7904 |
7085 Cardinal Rd is owner-occupied and held in a trust since May 2024.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7085 CARDINAL RD, FAIR OAKS, CA 95628-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 2024000782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 9, 2026 |
| Property Address | 7085 CARDINAL RD, FAIR OAKS, CA 95628-4201 |
| Document Number | 2026000934 |
| Book / Page | 20260909 / 934 |
| Instrument Date | Sep 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 7085 CARDINAL RD, FAIR OAKS, CA 95628-4201 |
| Document Number | 2026000934, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 20260909/934 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 7085 Cardinal Rd was $3,060 with a homeowner's exemption, up 2.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $263,141 (+2%) Land $80,363 Building $182,778 | |
| 2025 | $3,060.00 (+2.2%) Homeowner's exemption | $257,983 Land $78,788 Building $179,195 |
| 2024 | $2,994.00 (+1.63%) | |
| 2023 | $2,946.00 (+2.08%) Homeowner's exemption | $247,968 Land $75,730 Building $172,238 |
| 2022 | $2,886.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7085 Cardinal Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7085 Cardinal Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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