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7085 Branch Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7085 Branch Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 2005
Lot Size1 acres (43,778 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Sep 2023)
Tax Bill$4,582 (2025)
Deeds & MortgagesSep 2023 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN103040

Property Details

APN / Parcel Number

Primary APN103040
Alternative APN
  • 182632259900010230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,701 sqft Heated Area
Gross Area3,574 sqft
1st Floor Area1,701 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,778 sqft (1 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area573 sqft
Patio Area384 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number103040
Street Address7085 BRANCH CT
CitySAINT CLOUD
StateFL
Zip34771-7309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 23
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UN 3
Legal Tract2599
Legal Block1
Legal Lot Number23
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1008
Census Tract43801

Owner

Source: Osceola County records · APN 103040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7085 BRANCH CT, SAINT CLOUD, FL 34771-7309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 05, 2020Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleFeb 23, 2004 · Amount on Record
Deed Document Number0006479300
Deed Book / Page5718 / 904
Prior Transfer DateMay 05, 2020
Prior Transfer Doc2020060688
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7085 BRANCH CT, SAINT CLOUD, FL 34771-7309
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11551 NW 88TH AVE, HIALEAH GARDENS, FL 33018-1963

Mortgage

Document Number0064790302
DateSep 26, 2023
Book Page6479/302
Instrument2023125869
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 05, 2020
Property Address7085 BRANCH CT, SAINT CLOUD, FL 34771-7309
Document Number0057180904
Book / Page005718 / 000904
Instrument DateMay 05, 2020
Instrument60688
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7085 BRANCH CT ST CLOUD FL 347717309, ST CLOUD, FL 34771-7309

Mortgage

Document Number57180905
DateMay 05, 2020
Book Page005718/000905
Instrument60689
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 04, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,582.00 (+1.37%) Homeowner's exemption$320,150 (+0.26%)$504,200 (+20.1%) Land $108,000 Building $396,200
2023$4,520.00 (+3.96%) Homeowner's exemption$319,330 (+3%)$419,800 (+22.35%) Land $85,000 Building $334,800
2022$4,348.00 Homeowner's exemption$310,030$343,100 Land $68,000 Building $275,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 154 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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