Walworth County property record for 7085 Bay Rd, Delavan, WI 53115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (May 2020) |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F D 3100008D |
| Primary APN | F D 3100008D |
|---|
| Lot Area | 21,344 sqft (0.49 acres) |
|---|
| Street Address | 7085 BAY RD |
|---|---|
| City | DELAVAN |
| State | WI |
| Zip | 53115-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT SE 1/4 SEC 31 T2N R16E DESC AS: COM NW COR LAKE DELAVAN HIGHLANDS SUB, S89D35'E 150' TO POB, N0D20'E 134.61', N88D40'E 81' |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | LAKE DELAVAN HIGHLANDS |
| Jurisdiction | WALWORTH WI |
| Township / Civil Division | DELAVAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 802 |
7085 Bay Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Walworth County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES |
| Nov 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATED MORTGAGE SERVICES LLC |
| Jun 13, 2017 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 12, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on File |
| Deed Sale | May 12, 2020 · Amount on File |
| Deed Document Number | 20201009091 |
| Prior Transfer Date | Oct 18, 2013 |
| Prior Transfer Doc | 0000876100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Recording Date | Sep 2, 2026 |
| Property Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Document Number | 0001135529 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20261135529 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Document Number | 0001135529, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20261135529 |
| Name | MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001120233 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 1120233 |
| Name | EDUCATED MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000948119 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 948119 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | DELAVAN, WI 53115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000986083 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 986083 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALWORTH WI |
| Recording Date | May 12, 2020 |
| Property Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Document Number | 0001009091 |
| Instrument Date | May 11, 2020 |
| Instrument | 1009091 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $834.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7085 BAY RD, DELAVAN, WI 53115-3242 |
| Document Number | 0001009092 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 1009092 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 7085 Bay Rd was $5,261 with a homeowner's exemption.
Source: Walworth County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Walworth County |
| County Subdivision | Delavan Town |
| Unified School District | Delavan-Darien School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 Homeowner's exemption | $419,200 Land $102,700 Building $316,500 | $441,072 Land $108,058 Building $333,014 |
| 2023 | $4,738.00 (-2.15%) | $278,000 (-) Land $51,300 Building $226,700 | |
| 2022 | $4,842.00 | $278,000 Land $51,300 Building $226,700 | $337,718 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7085 Bay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7085 Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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