Arapahoe County property record for 7084 S Spruce Dr E, Centennial, CO 80112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,460 sqft · built 1971 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $453,000 (Jul 2018) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2075-28-2-10-100 |
| Primary APN | 2075-28-2-10-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 1,230 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 120 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 250 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 031853311 |
|---|---|
| Street Address | 7084 S SPRUCE DR E |
| City | CENTENNIAL |
| State | CO |
| Zip | 80112-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONCD 064900 SUBDIVISIONNAME WALNUT HILLS 3RD FLG BLOCK 023 LOT 026 LOT 26 BLK 23 WALNUT HILLS 3RD FLG |
| Legal Range | 67W |
| Legal Township | 5S |
| Legal Section | 28 |
| Legal Quarter | 2 |
| Legal Subdivision | WALNUT HILLS 3RD FLG |
| Legal Block | 023,2 |
| Legal Lot Number | 26 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6707 |
7084 S Spruce Dr E is owned and occupied by an individual who bought it in July 2018.
Source: Arapahoe County records, as of June 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7084 S SPRUCE DR E, CENTENNIAL, CO 80112-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on File |
| Deed Sale | Jul 23, 2018 · Amount on File |
| Prior Sale | Jun 4, 2014 · Amount on File |
| Deed Document Number | 201872190 |
| Prior Transfer Date | Jul 9, 1996 |
| Prior Transfer Doc | 0000089257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 7084 S SPRUCE DR E, CENTENNIAL, CO 80112-1229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00E0164591 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | E0164591 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 7084 S SPRUCE DR E, CENTENNIAL, CO 80112-1229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00D9113737 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | D9113737 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Jul 23, 2018 |
| Property Address | 7084 S SPRUCE DR E, CENTENNIAL, CO 80112-1229 |
| Document Number | 00D8072190 |
| Instrument Date | Jul 20, 2018 |
| Instrument | D8072190 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7084 S SPRUCE DR E, CENTENNIAL, CO 80112-1229 |
| Document Number | 00D8072191 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | D8072191 |
| Name | HOME MORTGAGE ALLIANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 7084 S Spruce Dr E was $4,916, up 12.3% from the year before.
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Cherry Creek School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,200 (-2.08%) | $673,200 (-) Land $240,000 Building $433,200 | |
| 2025 | $4,916.00 (+12.31%) | $42,075 | $673,200 Land $240,000 Building $433,200 |
| 2024 | $4,377.00 | ||
| 2023 | $41,292 | $671,300 Land $250,000 Building $421,300 | |
| 2021 | $3,633.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7084 S Spruce Dr E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7084 S Spruce Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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