Gloucester County property record for 7084 Bray Rd, Gloucester, VA 23061
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,178 sqft · built 1975 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,000 (Nov 2010) |
| Tax Bill | $1,606 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21248 |
| Primary APN | 21248 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,430 sqft (0.469 acres) |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | BRAY RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SF-1 |
| Legal Description | SEAWELL LOTS HAYES (OAKDALE) |
| Legal Subdivision | PLAT: PB4 77 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 279, GLOUCESTER POINT, VA 23062-0279 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on Record |
| Deed Sale | Nov 23, 2010 · Amount on Record |
| Deed Document Number | 20105533 |
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 0000004158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | BRAY RD, GLOUCESTER, VA 23061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210002906 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 210002906 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,606.00 (+2.03%) | $275,530 (+7.94%) Land $30,000 Building $245,530 | $275,530 (+7.94%) Land $30,000 Building $245,530 |
| 2025 | $1,574.00 (+5.78%) | $255,260 (-) Land $63,010 Building $192,250 | $255,260 (-) Land $63,010 Building $192,250 |
| 2024 | $1,488.00 (-1.39%) | $255,260 (-1.44%) Land $63,010 Building $192,250 | $255,260 (-1.44%) Land $63,010 Building $192,250 |
| 2023 | $1,509.00 (+1.41%) | $258,990 (+26.18%) Land $63,010 Building $195,980 | $258,990 (+26.18%) Land $63,010 Building $195,980 |
| 2022 | $1,488.00 | $205,260 Land $54,200 Building $151,060 | $205,260 Land $54,200 Building $151,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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