7081 Opal Dr, Largo, FL 33773 Property Records

Pinellas County property record for 7081 Opal Dr, Largo, FL 33773

Property Summary

Property TypePlanned Unit Development
Details2 bd · 3 ba · 1,350 sqft · built 2006
Lot Size0.02 acres (883 sqft)
OwnerIndividual Name on File
Last Sale$100 (Dec 2024)
Tax Bill$2,164 (2023)
Deeds & MortgagesNov 2023 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-991-6895-7

Property Details

APN / Parcel Number

Primary APNC62-000-991-6895-7
Alternative APNs
  • 07-30-16-64140-004-0050
  • 301607641400040050
  • R441267

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area883 sqft (0.02 acres)
View / LotInterior
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab

Location & Zoning

Account NumberR441267
Street Address7081 OPAL DR
CityLARGO
StateFL
Zip33773-1680
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionOPAL PLACE BLDG D, UNIT 5
Legal Range16E
Legal Township30S
Legal Section7
Legal SubdivisionOPAL PLACE
Legal Tract64140
Legal BlockD
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2004
Census Tract25020

Owner

7081 Opal Dr, a planned unit development, is owned and occupied by an individual who bought it in December 2024.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address7081 OPAL DR, LARGO, FL 33773-1680
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Nov 8, 2021Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC
Feb 26, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2024 · Amount on File
Deed SaleDec 4, 2024 · Amount on File
Prior SaleFeb 26, 2019 · Amount on File
Deed Document Number2024302579
Deed Book / Page22992 / 1676
Prior Transfer DateNov 22, 2024
Prior Transfer Doc0229921676
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7081 OPAL DR, LARGO, FL 33773-1680
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7081 OPAL DR, LARGO, FL 33773-1680

Mortgage

Document Number0226152679
DateNov 7, 2023
Book Page22615/2679
Instrument2023284637
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7081 OPAL DR, LARGO, FL 33773-1680
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address7081 OPAL DR, LARGO, FL 33773-1680

Mortgage

Document Number0217970219
DateNov 8, 2021
Book Page21797/219
Instrument2021364295
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 26, 2019
Property Address7081 OPAL DR, LARGO, FL 33773-1680
Document Number0204421817
Book / Page020442 / 001817
Instrument DateFeb 22, 2019
Instrument62094
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyFIRST TITLE SOURCE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7081 OPAL DR LARGO FL 337731680, LARGO, FL 33773-1680

Mortgage

Document Number204421819
DateFeb 26, 2019
Book Page020442/001819
Instrument62095
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,010$266,911 Building $266,911
2023$2,164.00 (+3.49%) Homeowner's exemption$156,632 (+3%)$207,807 (+7.62%) Building $207,807
2022$2,091.00 Homeowner's exemption$152,070$193,101 Building $193,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7081 Opal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7081 Opal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.

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