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708 Winter St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 708 Winter St, Spring Lake, MI 49456

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,168 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
Owner2 Trust Names on File
Last Sale$211,000 (Jul 2019)
Tax Bill$4,292 (2025)
Deeds & MortgagesJun 2026 Transfer
Apr 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN70-03-23-106-002

Property Details

APN / Parcel Number

Primary APN70-03-23-106-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,168 sqft Living Area
1st Floor Area1,168 sqft
Basement Area1,168 sqft
Unfinished Basement1,168 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address708 WINTER ST
CitySPRING LAKE
StateMI
Zip49456-1969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR-A
Legal DescriptionLOT 98 EVERGREEN PARK SUB
Legal Range16W
Legal Township8N
Legal Section23
Legal SubdivisionEVERGREEN PARK SUB
Legal Block106
Legal Lot Number98
JurisdictionOTTAWA MI
Township / Civil DivisionSPRING LAKE
Census Block Group4
Census Block4007
Census Tract21100

Owner

708 Winter St is owner-occupied and held in a trust since July 2019.

Source: Ottawa County records, as of October 12, 2026

Owner of Record2 Trust Names on File
Mailing Address708 WINTER ST, SPRING LAKE, MI 49456-1969
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 27, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 12, 2019Warranty Deed, Transfer · VA Mortgage
JPMORGAN CHASE BANK NA
Jul 12, 2019Intrafamily Transfer, Transfer
May 8, 2017Intrafamily Transfer, Transfer
Apr 25, 2017Warranty Deed, Transfer
SAFE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on File
Deed SaleJul 12, 2019 · Amount on File
Deed Document Number201923495
Prior Transfer DateJun 26, 2019
Prior Transfer Doc20190023494
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTTAWA MI
Recording DateJun 23, 2026
Property Address708 WINTER ST, SPRING LAKE, MI 49456-1969
Document Number0000018785
Instrument DateJun 12, 2026
Instrument202618785
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address708 WINTER ST, SPRING LAKE, MI 49456-1969

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address708 WINTER ST, SPRING LAKE, MI 49456-1969
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200015909
DateApr 27, 2020
Instrument2020-0015909
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateJul 12, 2019
Property Address708 WINTER ST, SPRING LAKE, MI 49456-1969
Document Number20190023495
Map ReferenceMLB 10 PG 11
Instrument DateJul 5, 2019
Instrument2019-0023495
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,814.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address708 WINTER ST, 708, SPRING LAKE, MI 49456-1969

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 WINTER ST, SPRING LAKE, MI 49456-1969

Mortgage

Document Number20190023496
DateJul 12, 2019
Instrument2019-0023496
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateJul 12, 2019
Property Address708 WINTER ST, SPRING LAKE, MI 49456-1969
Document Number20190023494
Instrument DateJun 26, 2019
Instrument2019-0023494
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address708 WINTER ST, 708, SPRING LAKE, MI 49456-1969

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 WINTER ST, SPRING LAKE, MI 49456-1969

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateMay 8, 2017
Property Address708 WINTER ST, SPRING LAKE, MI 49456-1969
Document Number20170016285
Map ReferenceLB10 PG11
Instrument DateApr 28, 2017
Instrument2017-0016285
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address708 WINTER ST, SPRING LAKE, MI 49456-1969

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateApr 25, 2017
Property Address708 WINTER ST, SPRING LAKE, MI 49456-1969
Document Number20170014808
Map ReferenceLB10 PG11
Instrument DateApr 18, 2017
Instrument2017-0014808
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanySAFE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 JUNO OCEAN WALK, 900, JUNO BEACH, FL 33408-1120

Transferred To (Grantee/Buyer)

NameVerified Name
Address3058 PLEASANTWOOD DR, FRUITPORT, MI 49415-9698

Tax Assessment & Valuation

The 2025 property tax bill for 708 Winter St was $4,292 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
MunicipalitySpring Lake Village
Unified School DistrictSpring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,800 (-2.41%)$283,600 (-2.41%)
2025$4,292.00 Homeowner's exemption$145,300$290,600
2023$119,900$239,800
2022$3,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Winter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1986–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Winter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE TOWNSHIP
serves 9,393 people · EPA ID MI0006235
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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