708 Winding Brook Rd, Monroe, NC 28112 Property Records

Union County property record for 708 Winding Brook Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,413 sqft · built 1985
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual on Record
Last Sale	$376,000 (Mar 2023)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-247-037`

Property Details

APN / Parcel Number

Primary APN	`09-247-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,413 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	708 WINDING BROOK RD
City	MONROE
State	NC
Zip	28112-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#9 TWIN BROOK OPCB116A
Legal Subdivision	TWIN BROOK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2030
Census Tract	20502

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	708 WINDING BROOK RD, MONROE, NC 28112-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	20236739
Deed Book / Page	8677 / 359
Prior Transfer Date	Dec 22, 2004
Prior Transfer Doc	0003738071
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	708 WINDING BROOK RD, MONROE, NC 28112-8885
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008298578
Date	Oct 29, 2021
Book Page	8298/578
Instrument	51926

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 24, 2023
Property Address	708 WINDING BROOK RD, MONROE, NC 28112-8885
Document Number	0008677359
Book / Page	8677 / 359
Map Reference	CAB B FILE 116A
Instrument Date	Mar 24, 2023
Instrument	6739
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1253 AFTERNOON SUN RD, STALLINGS, NC 28104-4104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 WINDING BROOK RD, MONROE, NC 28112-8885

Mortgage

Document Number	0000006740
Date	Mar 24, 2023
Instrument	6740

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 25, 2022
Property Address	708 WINDING BROOK RD, MONROE, NC 28112-8885
Document Number	0008596626
Book / Page	8596 / 626
Map Reference	CAB B FILE 116A
Instrument Date	Oct 19, 2022
Instrument	36343
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	BALLANTYNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12961 GIBSON RD, 12961, LAURINBURG, NC 28352-0480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 WINDING BROOK RD, MONROE, NC 28112-8885

Mortgage

Document Number	0000036344
Date	Oct 25, 2022
Instrument	36344

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2019
Property Address	708 WINDING BROOK RD, MONROE, NC 28112-8885
Document Number	7427339
Book / Page	7427 / 339
Map Reference	CAB B FILE 116A
Instrument Date	Jul 30, 2019
Instrument	0021996
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 WINDING BROOK RD, MONROE, NC 28112-8885

Mortgage

Document Number	21997
Date	Jul 30, 2019
Instrument	0021997

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+11.46%)	$456,700 (+50.08%) Land $96,700 Building $360,000	$456,700 (+50.08%) Land $96,700 Building $360,000
2023	$1,850.00	$304,300 Land $54,500 Building $249,800	$304,300 Land $54,500 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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