708 Willow Cir, Buffalo, MN 55313 Property Records

Wright County property record for 708 Willow Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,076 sqft · built 1990
Lot Size	0.722 acres (31,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2020)
Tax Bill	$3,558 (2026)
Deeds & Mortgages	Feb 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-094-001170`

Property Details

APN / Parcel Number

Primary APN	`103-094-001170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	761 sqft
Finished Basement	761 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	31,451 sqft (0.722 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 WILLOW CIR
City	BUFFALO
State	MN
Zip	55313-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-025 WILLOW CREEK ESTATES 1ST ADDN LOT-017 BLOCK-001 017 BLOCK-001
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	WILLOW CREEK ESTATES
Legal Block	1
Legal Lot Number	17
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2018
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 WILLOW CIR, BUFFALO, MN 55313-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	20201417887
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 5, 2020
Property Address	708 WILLOW CIR, BUFFALO, MN 55313-2136
Document Number	0001417887
Instrument Date	Feb 3, 2020
Instrument	1417887
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 WILLOW CIR, BUFFALO, MN 55313-2136

Mortgage

Document Number	0001417889
Date	Feb 5, 2020
Instrument	1417889

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2030

Mortgage

Document Number	0001417888
Date	Feb 5, 2020
Instrument	1417888

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,558.00 (+6.27%)	$313,900 (+3.97%) Land $75,000 Building $238,900	$313,900 (+3.97%) Land $75,000 Building $238,900
2025		$301,900 (+2.83%) Land $75,000 Building $226,900	$301,900 (+2.83%) Land $75,000 Building $226,900
2023	$3,348.00 (+2.83%)	$293,600 Land $70,000 Building $223,600	$293,600 Land $70,000 Building $223,600
2022	$3,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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