708 Westover Pl, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 708 Westover Pl, Schenectady, NY 12307

Property Summary

Property Type	Apartments (5+ Units)
Details	2,348 sqft · built 1972
Lot Size	0.055 acres (2,415 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2025)
Tax Bill	$6,043 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.24-4-38`

Property Details

APN / Parcel Number

Primary APN	`421500 49.24-4-38`
Alternative APN	`150004902400040380000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,348 sqft Gross Area
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	2,415 sqft (0.055 acres)
Lot Dimensions	69 ft deep x 35 ft wide
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	708 WESTOVER PL
City	SCHENECTADY
State	NY
Zip	12307-1348
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	4
Legal Lot Number	38.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1005
Census Tract	21002

Owner

708 Westover Pl, a residential property, is owned by an individual who acquired it in June 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15029 116TH ST, SOUTH OZONE PARK, NY 11420-3927
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 15, 2020	Deed of Trust, Mortgage RHINEBECK SAVINGS BANK
Feb 7, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Nov 8, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	20256697
Deed Book / Page	2146 / 26
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000016499
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 22, 2026
Property Address	708 WESTOVER PL, SCHENECTADY, NY 12307-1348
Document Number	0000016499
Book / Page	2176 / 259
Instrument Date	Jun 30, 2026
Instrument	202616499
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15029 116TH ST, SOUTH OZONE PARK, NY 11420-3927

Mortgage

Document Number	0000016500,
Date	Jul 22, 2026
Instrument	202616500

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	708 WESTOVER PL, SCHENECTADY, NY 12307-1348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020386
Date	Jul 15, 2020
Book Page	5003/905
Instrument	202020386

Lender

Name	RHINEBECK SAVINGS BANK
Type	Bank
Address	POUGHKEEPSIE, NY 12601

Agreement

Amount	Amount on Record

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 7, 2019
Property Address	708 WESTOVER PL, SCHENECTADY, NY 12307-1348
Document Number	0000005613
Book / Page	002005 / 000136
Instrument Date	Jan 31, 2019
Instrument	5613
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 LOGANS WAY HOPEWELL JUNCTION NY 125333402, HOPEWELL JUNCTION, NY 12533-3402

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 8, 2017
Property Address	708 WESTOVER PL, SCHENECTADY, NY 12307-1348
Document Number	0000050798
Book / Page	001974 / 000908
Instrument Date	Nov 2, 2017
Instrument	50798
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 JOHNSON RD LATHAM NY 121105613, LATHAM, NY 12110-5613

Tax Assessment & Valuation

The 2026 property tax bill for 708 Westover Pl was $6,043, up 1.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,043.00 (+1.58%)
2025	$5,949.00	$76,900 Land $7,500 Building $69,400	$127,339 Land $12,419 Building $114,920
2023		$76,900 (-) Land $7,500 Building $69,400	$97,342 (+3.8%) Land $9,494 Building $87,848
2022		$76,900 Land $7,500 Building $69,400	$93,780 Land $9,146 Building $84,634
2021	$4,889.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 708 Westover Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Westover Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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