708 W Locust St, Bloomington, IL 61701 Property Records

McLean County property record for 708 W Locust St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,821 sqft · built 1910
Lot Size	0.151 acres (6,597 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2018)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-151-005`

Property Details

APN / Parcel Number

Primary APN	`21-04-151-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,213 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	6,597 sqft (0.151 acres)
Lot Dimensions	156 ft deep x 42 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 W LOCUST ST
City	BLOOMINGTON
State	IL
Zip	61701-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GAP3
Legal Description	WESTERN ADD W24 LOT 4 & E18 LOT 5 BLK 19
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	WESTERN ADD
Legal Block	19
Legal Lot Number	4,5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	1500

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 W LOCUST ST, BLOOMINGTON, IL 61701-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Feb 3, 2006 · Amount on Record
Deed Document Number	20185207
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	708 W LOCUST ST, BLOOMINGTON, IL 61701-8818
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300015391
Date	Nov 9, 2023
Instrument	2023-00015391

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 6, 2018
Property Address	708 W LOCUST ST, BLOOMINGTON, IL 61701-8818
Document Number	201800005207
Instrument Date	Mar 23, 2018
Instrument	2018-00005207
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 W LOCUST ST, BLOOMINGTON, IL 61701-8818

Mortgage

Document Number	201800005208
Date	Apr 6, 2018
Instrument	2018-00005208

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,965 (+28.03%) Land $9,086 Building $34,879	$131,895 (+28.03%) Land $27,258 Building $104,637
2024	$2,799.00 (+18.2%)
2023	$2,368.00	$34,340 Land $7,097 Building $27,243	$103,020 Land $21,291 Building $81,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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