708 W Alabama Ave, Ruston, LA 71270 Property Records

Lincoln Parish property record for 708 W Alabama Ave, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,501 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Apr 2024)
Tax Bill	$973 (2025)
Deeds & Mortgages	Oct 2019 Refinance Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23183068102`

Property Details

APN / Parcel Number

Primary APN	`23183068102`
Alternative APN	`2477`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,501 sqft Living Area
Gross Area	3,053 sqft

Exterior

Year Built	Built 1960
Lot Area	9,148 sqft (0.21 acres)
Porch	Porch
Porch Area	552 sqft

Location & Zoning

Street Address	708 W ALABAMA AVE
City	RUSTON
State	LA
Zip	71270-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 111 OF JAMES RAINWATER SUBD (VV-29) LESS STRIP TO HWY (143-291) (483-41) (652-230)(858-338)(0100212750) (FROM
Legal Subdivision	JAMES-RAINWATER
Legal Block	111
Legal Lot Number	2
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	960401

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 RAYWOOD DR, HOUMA, LA 70360-6235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST AMERICAN BANK & TRUST
Apr 8, 2024	Cash Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	214710
Prior Transfer Date	Apr 8, 2024
Prior Transfer Doc	0000214710
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	708 W ALABAMA AVE, RUSTON, LA 71270-3604
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186751
Date	Oct 30, 2019
Instrument	186751

Lender

Name	FIRST AMERICAN BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LINCOLN LA
Recording Date	Apr 8, 2024
Property Address	708 W ALABAMA AVE, RUSTON, LA 71270-3604
Document Number	0000214710
Instrument Date	Apr 4, 2024
Instrument	214710
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RAYWOOD DR, HOUMA, LA 70360-6235

Mortgage

Document Number	0000214711
Date	Apr 8, 2024
Instrument	214711

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Municipality	Ruston City
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 Homeowner's exemption	$11,406 (-) Land $945 Building $10,461	$114,055 (-) Land $9,450 Building $104,605
2024	$973.00 (-12.81%)	$11,406 (-9.2%) Land $945 Building $10,461	$114,055 (-9.2%) Land $9,450 Building $104,605
2023	$1,116.00	$12,561 Land $2,100 Building $10,461	$125,605 Land $21,000 Building $104,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RUSTON WATER SYSTEM serves 22,468 people · EPA ID LA1061017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Optimum, Right Fiber, Verizon.

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