708 Via Otono, San Clemente, CA 92672 Property Records

Orange County property record for 708 Via Otono, San Clemente, CA 92672

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,491 sqft · built 1985
Owner	Trust Name on File
Last Sale	$248,000 (Aug 1999)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`930-074-38`

Property Details

APN / Parcel Number

Primary APN	`930-074-38`
Alternative APN	`688-111-15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,491 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Garage Type	Carport
Garage Area	459 sqft
Carport	Carport
Carport Area	459 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	708 VIA OTONO
City	SAN CLEMENTE
State	CA
Zip	92672-6008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12283 BLK LOT 4 UN 5 TR 12283 LOT 4 UNIT 5 OF PROJECT LOCATED ON AP
Legal Subdivision	RANCHO SAN CLEMENTE VILLAGIO 1
Legal Tract	12283
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42109

Owner

708 Via Otono, a condominium, is owner-occupied and held in a trust since November 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Nov 23, 2021	Intrafamily Transfer, Transfer
Dec 8, 2021	Intrafamily Transfer, Transfer
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Nov 9, 2020	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1999 · Amount on File
Deed Sale	Aug 19, 1999 · Amount on File
Deed Document Number	1999605685
Last Transfer Date	Nov 16, 2021
Transfer Doc	0000740015
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008

Mortgage

Document Number	0000087349
Date	Apr 9, 2024
Instrument	2024000087349

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008

Mortgage

Document Number	0000252826
Date	Jul 20, 2022
Instrument	2022000252826

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 23, 2021
Property Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Document Number	0000714014
Map Reference	MB 540 PG 6-13
Instrument Date	Nov 16, 2021
Instrument	2021000714014
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 8, 2021
Property Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Document Number	0000740015
Map Reference	MB 540 PG 6-13
Instrument Date	Nov 16, 2021
Instrument	2021000740015
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14081 YORBA ST STE 110, 110, TUSTIN, CA 92780-2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220467
Date	May 15, 2020
Instrument	2020000220467

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 VIA OTONO, SAN CLEMENTE, CA 92672-6008

Mortgage

Document Number	0000642609
Date	Nov 9, 2020
Instrument	2020000642609

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 708 Via Otono was $3,790 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$388,782 (+2%) Land $224,717 Building $164,065
2025	$3,790.00 Homeowner's exemption	$381,159 Land $220,310 Building $160,849
2023	$3,646.00 (+1.99%) Homeowner's exemption	$366,359 Land $211,755 Building $154,604
2022	$3,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 708 Via Otono in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Via Otono is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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