708 US Hwy 82 E, Saint Jo, TX 76265 Property Records

Montague County property record for 708 US Hwy 82 E, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,859 sqft · built 1971
Lot Size	0.575 acres (25,074 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Oct 2016)
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000010316`

Property Details

APN / Parcel Number

Primary APN	`R000010316`
Alternative APN	`20409.0000.082E.1175`

Interior

Stories	1 Story
Building Area	1,859 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	25,074 sqft (0.575 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	20409.0000.082E.1175
Street Address	708 US HIGHWAY 82 E
City	SAINT JO
State	TX
Zip	76265-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 409 ALEXANDER KITCHEN SURVEY 85X166
Legal Subdivision	A KITCHEN SURVEY ABSTRACT NO 409
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2015
Census Tract	950100

Owner

708 US Hwy 82 E is owned and occupied by an individual who bought it in October 2016.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	708 US HIGHWAY 82 E, SAINT JO, TX 76265-3156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY CU
Oct 24, 2016	Vendor's Lien, Transfer PARMER FAMILY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on File
Deed Sale	Oct 24, 2016 · Amount on File
Deed Document Number	20164698
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	0000004698
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	708 US HIGHWAY 82 E, SAINT JO, TX 76265-3156
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102869
Date	Jun 8, 2021
Instrument	2102869

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	708 US HIGHWAY 82 E, SAINT JO, TX 76265-3156
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002201496
Date	Mar 22, 2022
Instrument	2201496

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

October 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Oct 24, 2016
Property Address	708 US HIGHWAY 82 E, SAINT JO, TX 76265-3156
Document Number	0001604698
Map Reference	VOL 555 PG 276
Instrument Date	Jun 1, 2016
Instrument	1604698
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 W HIGHWAY 82, SAINT JO, TX 76265-9629

Mortgage

Document Number	0001604699
Date	Oct 24, 2016
Instrument	1604699

Lender

Name	PARMER FAMILY TRUST
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2044

Interest

Rate	8%

Tax Assessment & Valuation

The 2026 property tax bill for 708 US Hwy 82 E was $2,248 with exemptions applied, up 720.4% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (+720.44%) Homeowner's exemption Senior Citizen's exemption	$109,369 (-25.35%)	$144,210 (-1.56%) Land $8,930 Building $135,280
2025	$274.00 Homeowner's exemption Senior Citizen's exemption	$146,500 Land $8,930 Building $137,570	$146,500 Land $8,930 Building $137,570
2023		$96,870 Land $3,350 Building $93,520	$96,870 Land $3,350 Building $93,520
2022	$274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 US Hwy 82 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 US Hwy 82 E is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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