708 Torrence Ct, Waxhaw, NC 28173 Property Records

Union County property record for 708 Torrence Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,581 sqft · built 2007
Lot Size	1.89 acres (82,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,500 (Feb 2004)
Tax Bill	$9,705 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-225-070`

Property Details

APN / Parcel Number

Primary APN	`06-225-070`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,581 sqft Living Area
1st Floor Area	2,734 sqft
Basement Area	2,734 sqft
Finished Basement	1,971 sqft
Unfinished Basement	763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,677 sqft (1.89 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	556 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 TORRENCE CT
City	WAXHAW
State	NC
Zip	28173-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 MARVI
Legal Description	#14 INNISBROOK@FIRETHORNE PH1 MP1
Legal Subdivision	FIRETHORNE - INNISBROOK
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2007
Census Tract	21007

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 TORRENCE CT, WAXHAW, NC 28173-6803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 12, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2004 · Amount on Record
Deed Sale	Feb 17, 2004 · Amount on Record
Deed Document Number	20046631
Deed Book / Page	3355 / 715
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	708 TORRENCE CT, WAXHAW, NC 28173-6803
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008444862
Date	Apr 5, 2022
Book Page	8444/862
Instrument	12589

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	708 TORRENCE CT, WAXHAW, NC 28173-6803
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009076607
Date	Mar 12, 2025
Book Page	9076/607
Instrument	5792

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Marvin Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,815,200 (-) Land $287,500 Building $1,527,700	$1,815,200 (-) Land $287,500 Building $1,527,700
2025	$9,705.00 (+4.53%)	$1,815,200 (+34.02%) Land $287,500 Building $1,527,700	$1,815,200 (+34.02%) Land $287,500 Building $1,527,700
2023	$9,284.00	$1,354,400 Land $184,000 Building $1,170,400	$1,354,400 Land $184,000 Building $1,170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

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