708 Timber Trl, Norman, OK 73069 Property Records

Cleveland County property record for 708 Timber Trl, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$478,500 (Oct 2022)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	Aug 2023 Sale Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NC29VINCR 7 3001`

Property Details

APN / Parcel Number

Primary APN	`NC29VINCR 7 3001`
Alternative APNs	`R0175878` `175878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	175878
Street Address	708 TIMBER TRL
City	NORMAN
State	OK
Zip	73069-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINTAGE CREEK LT 3 BLK 7
Legal Range	02W
Legal Township	09
Legal Section	07
Legal Subdivision	VINTAGE CREEK
Legal Block	7
Legal Lot Number	3
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5022
Census Tract	201509

Owner

708 Timber Trl is owned and occupied by an individual who acquired it in August 2023.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Beneficiary Deed, Transfer
Oct 31, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK
May 3, 2021	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK
Oct 2, 2020	Loan Modification, Mortgage MCCLAIN BK
Oct 10, 2019	Deed of Trust, Construction Loan · Line of Credit MCCLAIN BK
Sep 19, 2019	Grant Deed, Mortgage MCCLAIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	202238564
Deed Book / Page	6490 / 1266
Last Transfer Date	Aug 15, 2023
Transfer Doc	R202322341
Record Updated	Jun 8, 2026

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 16, 2023
Property Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Document Number	R202322341
Book / Page	6579 / 1292
Instrument Date	Aug 15, 2023
Instrument	R 2023 22341
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 31, 2022
Property Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Document Number	R202238564
Book / Page	6490 / 1266
Instrument Date	Oct 28, 2022
Instrument	R 2022 38564
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 TIMBER TRL, NORMAN, OK 73069-3220

Mortgage

Document Number	R202238565
Date	Oct 31, 2022
Instrument	R 2022 38565

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 3, 2021
Property Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Document Number	R202117626
Book / Page	6233 / 536
Instrument Date	Apr 27, 2021
Instrument	R 2021 17626
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

Amount	Amount on Record
Tax	$90.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 ENCLAVE PL, NORMAN, OK 73072-2227
Investor	Possibly a Property Investor

Mortgage

Document Number	R202117627
Date	May 3, 2021
Instrument	R 2021 17627

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	17 Months
Due	Oct 28, 2022

Interest

Change Frequency	2 Years

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND OK
Property Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Document Number	0000042430
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	TRACT 5VINTAGE CREEK ADDITION NORMAN NC 28367, NORMAN, NC 28367

Mortgage

Document Number	0000042430
Date	Nov 17, 2020
Book Page	006149/000312
Instrument	42430

Lender

Name	MCCLAIN BK
Type	Bank
Address	NORMAN, OK 73070

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 16, 2021

October 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Oct 10, 2019
Property Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Document Number	0000032616
Book / Page	005977 / 001014
Instrument Date	Sep 9, 2019
Instrument	32616
Transaction Type	Construction Loan
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000032616
Date	Oct 10, 2019
Book Page	005977/001014
Instrument	32616

Lender

Name	MCCLAIN BK
Type	Bank
Address	PURCELL, OK 73080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 9, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 19, 2019
Property Address	708 TIMBER TRL, NORMAN, OK 73069-3220
Book / Page	005969 / 000260
Instrument Date	Sep 9, 2019
Instrument	29953
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 48TH AVE NW NORMAN OK 730724443, NORMAN, OK 73072-4443

Mortgage

Document Number	0000029953
Date	Sep 19, 2019
Book Page	005969/000260
Instrument	29953

Lender

Name	MCCLAIN BK
Type	Bank
Address	2900 W LINDSAY, NORMAN, OK 73070

Agreement

Amount	Amount on Record
Term	24 Months
Due	Sep 18, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 708 Timber Trl was $6,332.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,332.00	$52,773 Land $7,525 Building $45,248	$484,597 Land $69,103 Building $415,494
2023	$5,748.00 (+6,216.48%)	$47,867 (+5,905.9%) Land $7,371 Building $40,496	$398,896 (+5,903.85%) Land $61,425 Building $337,471
2022	$91.00	$797 Land $797	$6,644 Land $6,644

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 708 Timber Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Timber Trl is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber.

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