708 Summit Ave, Johnstown, PA 15905 Property Records

Cambria County property record for 708 Summit Ave, Johnstown, PA 15905

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$84,250 (Sep 2021)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-017.-109.000`

Property Details

APN / Parcel Number

Primary APN	`28-017.-109.000`
Alternative APN	`028 019498`

Exterior

Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide

Location & Zoning

Street Address	708 SUMMIT AVE
City	JOHNSTOWN
State	PA
Zip	15905-4021
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	30 X 120 H DAV EXEMPT 2025
Jurisdiction	CAMBRIA PA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2057
Census Tract	11000

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 SUMMIT AVE, JOHNSTOWN, PA 15905-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit INDIANA FIRST SAVINGS BANK
Sep 7, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNSYLVANIA HOUSING
Sep 7, 2021	Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	202111280
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	708 SUMMIT AVE, JOHNSTOWN, PA 15905-4021
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170007206
Date	Jul 17, 2017
Instrument	2017-0007206

Lender

Name	INDIANA FIRST SAVINGS BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	708 SUMMIT AVE, JOHNSTOWN, PA 15905-4021
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000011282
Date	Sep 7, 2021
Instrument	20210-00011282

Lender

Name	PENNSYLVANIA HOUSING

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Sep 7, 2021
Property Address	708 SUMMIT AVE, JOHNSTOWN, PA 15905-4021
Document Number	2021000011280
Instrument Date	Aug 26, 2021
Instrument	20210-00011280
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SUMMIT AVE, JOHNSTOWN, PA 15905-4021

Mortgage

Document Number	2021000011281
Date	Sep 7, 2021
Instrument	20210-00011281

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Ferndale Borough
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 (-30.28%) Disabled Person's exemption Veteran's exemption	$12,720 (-) Land $1,340 Building $11,380
2024	$1,879.00	$12,720 Land $1,340 Building $11,380
1972			$12,720 Land $1,340 Building $11,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1984–2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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