708 Sugar Maple Dr, Ponca City, OK 74604 Property Records

Kay County property record for 708 Sugar Maple Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1957
Lot Size	0.569 acres (24,786 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Jun 2018)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1080-00-002-010-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1080-00-002-010-0-000-00`
Alternative APN	`8186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,786 sqft (0.569 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Shed	1 Shed
Shed Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8186
Street Address	708 SUGAR MAPLE DR
City	PONCA CITY
State	OK
Zip	74604-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-PIONEER ADD BLOCK 2 LOT 10
Legal Range	02E
Legal Township	26N
Legal Section	23
Legal Subdivision	PIONEER
Legal Block	2
Legal Lot Number	10
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2006
Census Tract	300

Owner

708 Sugar Maple Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 SUGAR MAPLE DR, PONCA CITY, OK 74604-3927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Mar 14, 2019	Loan Modification, Mortgage · Conventional Mortgage RCB BK
Jun 6, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage RCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Deed Document Number	20184381
Deed Book / Page	1778 / 657
Prior Transfer Date	Dec 31, 2008
Prior Transfer Doc	0000000296
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	708 SUGAR MAPLE DR, PONCA CITY, OK 74604-3927
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SUGAR MAPLE DR, PONCA CITY, OK 74604-3927

Mortgage

Document Number	I2022008872
Date	Nov 16, 2022
Book Page	1922/77
Instrument	I-2022-008872

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank
Address	ARKANSAS CITY, KS 67005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAY OK
Property Address	708 SUGAR MAPLE DR, PONCA CITY, OK 74604-3927
Document Number	0000001969
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	708 SUGAR MAPLE DR PONCA CITY OK 746043927, PONCA CITY, OK 74604-3927

Mortgage

Document Number	0000001969
Date	Mar 21, 2019
Book Page	001801/000545
Instrument	1969

Lender

Name	RCB BK
Type	Bank
Address	PONCA CITY, OK 74601-1738

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 6, 2018
Property Address	708 SUGAR MAPLE DR, PONCA CITY, OK 74604-3927
Document Number	0000004381
Book / Page	1778 / 0657
Instrument Date	Jun 1, 2018
Instrument	2018-004381
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	STEWART ESCROW & TITLE

Transaction

Amount	Amount on Record
Tax	$242.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 SUGAR MAPLE DR, PONCA CITY, OK 74604-3927

Mortgage

Document Number	0000004383
Date	Jun 6, 2018
Instrument	2018-004383

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 4, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 708 Sugar Maple Dr was $1,879, up 1.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,385 (-1.35%) Land $2,126 Building $17,259	$176,232 (-1.35%) Land $19,328 Building $156,904
2025	$1,879.00 (+1.13%)	$19,650 (+0.13%) Land $2,126 Building $17,524	$178,639 (-3.79%) Land $19,328 Building $159,311
2024	$1,858.00 (+3.11%)	$19,625 (+5%) Land $2,126 Building $17,499	$185,678 (+9.28%) Land $19,328 Building $166,350
2023	$1,802.00 (+2.44%)	$18,690 (+1.12%) Land $2,126 Building $16,564	$169,914 (+1.12%) Land $19,328 Building $150,586
2022	$1,759.00	$18,483 Land $2,126 Building $16,357	$168,024 Land $19,328 Building $148,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 Sugar Maple Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Sugar Maple Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink, T-Mobile.

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